
Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350

Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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Our mortgage transaction with Mr. Evan's office was managed even more efficiently than promised. We found Mr. Evans to be patient, welcoming, and responsive to all of our questions and concerns, regardless of the time of day. We are pleased...
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Our mortgage transaction with Mr. Evan's office was managed even more efficiently than promised. We found Mr. Evans to be patient, welcoming, and responsive to all of our questions and concerns, regardless of the time of day. We are pleased...
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Everything went so smoothly. Sylvia is wonderful. She helped me every step of the way in this process, even calling me after hours to make sure all of my questions were answered. You have a great team. Ray has helped me in the past which is...
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You and your team were always a phone call away to answer any questions. Thank you for your great service
I am a first time homeowner and I heard that buying a home can get difficult but Ray and his team made it easy. They walked me through the whole process step by step. They answered all my questions and were very professional. I would definitely...
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Everyone with Element Funding was great! They walked us through the entire process, answered all our questions (even after business hours), and made the process as easy as possible.
The service was excellent and you help us obtain our new home with your excellence and guidance. I want to Thank You and your staff so much. And Sharda oh man she was Excellent and patient through the whole process.
I was a first time home buyer and Drew worked with me for over a year to prepare me for my first home buying experience. He answered my phone calls everytime, even at night. When things got scary for me, he was there to explain every step of...
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Ray and his team took the time necessary to explain any/every part of the process in which there were questions. The home buying process was made as smooth as possible. Would definitely recommend Ray and his team to anyone looking to purchase...
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As first time home owners, Chris and I were completely new to this process. From day one, Ray and his team held our hands and walked us step-by-step through the entire process. Ray, Sylvia and Melanie answered all of our questions thoroughly,...
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
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Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.