
Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350

Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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The whole process was very fast and easygoing, Ray and his team were pleasure to working with! We are enjoying now beautiful new house... thanks Element Funding !
This experience was pleasant and smooth due to the constant communication Ray Evans's team displayed. All of my questions were always answered in a timely matter and Mr. Evans was always a phone call or text away. Thank so much for a stress-free...
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It felt as though every time we spoke with Ray he didn’t know who we were or our situation. We had to reexplain that we were trying to purchase a house that we were already living in and renting, that we were using a VA loan, many of our other...
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Very Professional and Efficient
There was always someone that kept us updated on our Loan process and willing to do anything to make this Home buying happen. Thank you for everything, it was a pleasure working with you guys.
Very easy working with team members at Element Funding.
We received a lot of support and were regularly informed of our loan’s progress as well as what was needed or what to expect.
Ray was awesome from beginning to end, He always was very attend of any details and gave us a lot of coaching in the whole process. 100% Recommended.
Thank you Ray.
Everyone was nice and so very helpful. They had wonderful communication every step of the way. They answered every question in a timely manner.
They were quick, professional, and took the time to explain everything to me. Buying your first home can be extremely overwhelming and stressful but the team at elemental funding made it as easy as they could for me. Closing in 2 weeks is a...
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
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Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.