
Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350

Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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From day one when I called Ray Evans, he was very nice and made me felt very comfortable, Sylvia helped me out through the whole process and she was very calm, which made me calm and I truly appreciated that!! If you looking for a lender, I...
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Communication, friendly people and speed of getting things done was off the chart wonderful
The communication was great. Never had to wait long for a response. The pleasantness in which the people handled things was great and most of all the expediency in which the loan was completed was phenomenal. Thank you for making our home purchase...
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We are first home buyers and Ray and his team were wonderful! They are very professional and extremely friendly. They walked us through the whole process and made it very easy. They answered all our questions no matter what time of day. I would...
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As first time home buyers, we didn't know what to expect and were braced for an intimidating ordeal. Ray made sure we were informed and involved every step of the way. The staff at his office was friendly, efficient, and put us completely at...
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Ray Evans at Element Home Loans has received a review with 5 star rating from Gwen G (
I love the fact that the agents are reachable day and night and will fight for the best deal for the client. Sylvia is awesome such a sweetheart and was there for me every step of the way. A1 customer service, would definitely recommend.
Ray Evans at Element Home Loans has received a review with 5 star rating from Kevin Q
From the day they received my purchase contract, they closed my loan in 13 days!
Our mortgage transaction with Mr. Evans was managed even more efficiently than promised. We found Mr. Evans to be patient, welcoming, and responsive to all our questions and concerns, regardless of the time of day. We are pleased and grateful...
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
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Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.