
Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350

Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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Ray Evans at Element Home Loans has received a review with 5 star rating from Ross M
EXCELLENT COMMUNICATION AND SERVICE!!!!!!!!
Ray is very personable and warm. He is also knowledgeable and genuinely interested in ensuring you receive the best product and service.
Ray and his team were there every step of the way to answer questions and provide information. They stayed in communication to make sure that all required documents were submitted on time. They were an integral part of our smooth closing!
Ray and his team were amazing throughout the entire process of purchasing my first home. There were moments when I wanted to give up, but Ray was always a call away to talk to and encourage me along the way. He treated me like family and made...
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From the first day I called, I knew element funding was my choice, I felt comfortable and was greeted professionally and with respect. Ray Evans actually listened to me instead of rushing me. His team, especially Sylvia helped me through the...
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
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Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.