
Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350

Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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Reviews from Web
Great financing experience!! Excellent service and attention to detail.
Ray is a very attentive and caring loan officer. He and his staff tend to every detail to get the loan approved expeditiously. Phone and email inquiries are responded to quickly. I highly recommend Ray for all your real estate lending needs....
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Very professional and knowledgeable! Ray and his entire team at Element Funding made purchasing a home a walk in the park.
Very professional and knowledgeable! Ray and his team at Element funding made buying a home a walk in the park.
Mr. White provided us and excellent guidance and support through this process. We felt extremely confident that he was working in order to get us the best loan and interest rate. He was very knowledgeable, patient with us and explained every...
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Sylvia was very helpful and understanding .
Ray and his team we’re great to work with. My questions were answered quickly no matter what time of day. I would highly recommend this group for for financial guidance or help.
The service and staff were excellent and easy to talk to whenever we had any questions.
Friendly environment/ knowledgeable staff
Everyone was extremely helpful throughout the whole process. Thank you to a great team!
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
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Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.