
Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350

Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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Sylvia and Ray are so great to work with and Explained everything to us step-by-step.
Everyone in the office is always friendly and willing to help.
This is my first house, Ray and his team made it such an easy process!! They were very friendly and informative about every aspect of the process.
Ray Evans at Element Home Loans has received a review with 5 star rating from Nicki
Ray, Sylvia, Melanie & Adrianne we’re all an absolute pleasure to work with! Buying a home is not always smooth sailing but the team at Element Funding got us to the finish line and we’re very appreciative! Thank y’all so much for your hard...
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Great team! Smooth transaction! Ray is always professional and personable.
Ray and his Team are professional, thorough, and caring. They kept me informed through out the mortgage process and were quick to response to my email/phone calls. They provided excellent service.
Ray and his Team were professional, thorough, responsive and sensitive to my concerns during the mortgage process. They provided constant updates, returned my calls and/or emails promptly, and were very patient with my many inquiries. They...
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Ray Evans and his team are the best to work with! And their office is just stunning!!
Very helpful for first time homeowners
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
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Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.