
Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350

Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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Friendly, helpful, and patient. Explained things and had our best interests in mind.
Thank you!
Ray Evans and his entire team made the process of obtaining a home loan an intuitive and educational process. They are always ready to answer questions and demonstrate a willingness to solve any problems that may arise.
The support team, specifically Sylvia and Melanie were charming, helpful, patient, and overall a great communicators.
Professionalism with excellent availability and response to concerns and questions anytime day or night
Ray and his team helped eased the process allowing it to be simple and straightforward.
Ray is amazing. Have worked with him on multiple occasions ranging from real estate to finance and he has always been wonderful! I have never been disappointed in Ray’s level of knowledge and customer service. It’s rare this day and age to...
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Great communication step by step through each phase of the process. Caring and competent staff working together to provide a pleasant and successful home acquisition and mortgage experience.
Great communication!
Great people and very knowledgeable when it comes to loans. This was my first home purchase and I felt great the whole time working with Ray and his team at Element Funding.
This was my first home purchase and Element Funding guided me through the whole process without a hitch. Very professional and caring.
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
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Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.