
Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350

Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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The whole experience was excellent when working with the team. The communication was excellent and hurdles were tackled as a team. It was a great experience, even working toward closing during CoVid 19.
The underwriters ask stupid questions, like wanting to know about an apartment property I lived at when I was 19 years old (39 years ago).
The entire team stayed on top of things and worked with me to make the entire process easy.
The whole team was on top of things and made the entire process less stressful.
Had a great experience!
Great team !! Great experience
I HIGHLY recommend Element Funding for all your mortgage needs!!!
Thank you Team Element!!!
You and your team made us feel like family and y’all always have. We appreciate all you working so hard during these difficult times
Ray and his team answered all of our questions and helped us through a nice easy closing process. Would recommend to everyone I know.
We had a great experience using Ray and his team. Throughout the entire process, they made it easy for us to communicate with any questions or issues we may have had. They were always available for us and the customer service & communication...
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When you have employees like Sylvia that communicate with clients, quick to response, answer question about the different aspect of buying a home on the level that we can understand...Element Funding will always be my choice.
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
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Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.