
Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350

Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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From the first call and consultation with Ray Evans on through each phase of the closing transaction with Sylvia and Melanie I was treated professionally, kindly, and with efficiency. The system used to collect information was easy. The team...
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From the very first call it felt like Ray and the team were going to be organized. Helpful. Flexible. Each person was clear and made the transaction smooth. The system to collect information was easy to use. The team was available and quick...
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The entire experience was great!
I was a first time home buyer, he helped streamline the whole process and took time to explain everything about it.
Great communication and very helpful.
Ray and his team are great to work with.
Personal service. I felt like I was the only client Sylvia was working with. She made herself available to help me on so many occasions during this process. I appreciate all of her help. Ray was wonderful in the beginning to get set up and...
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From the beginning Ray and his team made me feel very comfortable with all the process. They explained everything very clearly and where all the time available for any question that I have. Loved who they structured they are & how they process...
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Everything was great!
I couldn’t have asked for a better Mortage lender. Great customer service !!
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
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Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.