
Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350

Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Ray, Sylvia, and Melanie were all so friendly, patient, and happy to explain things to me. they always responded promptly and kept me informed all through the process of refinancing my home. I highly recommend Ray Evans and his team.
We are very pleased with the great work you have done, a big thank you to all of who helped to make the closing a success . Well done.
Ray and his team were all very professional and helpful
Ray and team at Element funding were very informative throughout the entire process. My close date never changed even with the delays of some paperwork on my part. Thanks again Ray, Adrienne, Sylvia and Melanie.
Ray, Sylvia and the entire team were awesome! We plan to live in our new home for a long time but would definitely use Ray and team again in the future if needed!
Ray and team were very informative throughout the entire process.
Helpful, informative, quick and easy!
There were multiple times that the communication lacked and we were left in the dark. The time it took to close on a uncomplicated refinance was ridiculous.
Everyone was really friendly and provided us will all the tools necessary to get all the information to and from each other. It was a very smooth process. So glad to have worked with Ray and his group of people.
Friendly staff that assisted me through every step of the process
191–200 of 408
About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
Gallery

Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.