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Ray Evans at Element Home Loans - Branch Manager | NMLS# 218350 in Newnan, GA

Ray Evans at Element Home Loans

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Branch Manager | NMLS# 218350

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Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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Reviews from Web
  • Encompass
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    Howard M
    Duluth, GA
    Posted on September 8th, 2020 10:43 PM
    Ray, Sylvia, and Melanie were all so friendly, patient, and happy to explain things to me. they always responded promptly and kept me informed all through the process of refinancing my home. I highly recommend Ray Evans and his team.
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    Headley A
    Douglasville, GA
    Posted on August 28th, 2020 07:02 PM
    We are very pleased with the great work you have done, a big thank you to all of who helped to make the closing a success . Well done.
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    Jeffery B
    Franklin, GA
    Posted on August 25th, 2020 05:56 PM
    Ray and his team were all very professional and helpful
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    D G
    Posted on August 23rd, 2020 12:16 PM
    Ray and team at Element funding were very informative throughout the entire process. My close date never changed even with the delays of some paperwork on my part. Thanks again Ray, Adrienne, Sylvia and Melanie.
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    Christopher M
    Sharpsburg, GA
    Posted on August 21st, 2020 01:43 PM
    Ray, Sylvia and the entire team were awesome! We plan to live in our new home for a long time but would definitely use Ray and team again in the future if needed!
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    Dontae G
    Snellville, GA
    Posted on August 21st, 2020 11:35 AM
    Ray and team were very informative throughout the entire process.
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    Timothy A
    Villa Rica, GA
    Posted on August 18th, 2020 11:53 AM
    Helpful, informative, quick and easy!
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    Joslyn K
    Newnan, GA
    Posted on August 15th, 2020 01:15 PM
    There were multiple times that the communication lacked and we were left in the dark. The time it took to close on a uncomplicated refinance was ridiculous.
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    William T
    Gay, GA
    Posted on August 3rd, 2020 03:33 PM
    Everyone was really friendly and provided us will all the tools necessary to get all the information to and from each other. It was a very smooth process. So glad to have worked with Ray and his group of people.
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    Keri A
    Newnan, GA
    Posted on July 31st, 2020 12:58 PM
    Friendly staff that assisted me through every step of the process
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    About
    Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs. Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
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    Positions
    • Element Home Loans - Loan Officer
      May 1st, 2007 - Current

    Year Started

    2007

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 218350
    • AL 57498, FL LO52156, GA 28058
    Gallery
    Ray Evans at Element Home Loans - Gallery Photo
    Hobbies
    • Guitar, Pickelball, camping, boating
    Disclaimer
    Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.