
Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350

Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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Ray and his team stayed in constant communication and make sure everything was taken care of for us.
Fantastic communication, quick responses, great effort into getting stuff done!
Ray Evan's and his staff have been excellent help on our mortgage loan,great to work with,score 10
Ray Evan's and his staff have been excellent help on our mortgage loan,great to work with,score 10
Ray Evans has a wonderful team and made my refinance easy. They assisted me when I originally bought my home and I didn’t hesitate to call Ray when I was considering the refi. I worked with Sylvia Campbell and she walked me through every step...
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Wonderful company to work with, I have used them for two houses and would recommend them for all your mortgage needs!
Made the process easy and kept us informed throughout.
Easy to get questions answered and fast workers
Ray Evans and his element funding team were an excellent choice for us to make when we refinanced our home. He and Sylvia and Melanie were extremely helpful every step of the way. They were all so very friendly, courteous, and patient with...
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I had several questions! Mr. Cope was able to guide me through each by providing background information leading into the answer. As a teacher, I especially appreciated this guidance, due to the nature of making such an important life decision....
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
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Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.