Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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Ray and the entire team were easy to work with and were a great help during the entire process of applying for our loan. I highly recommend these folks for your lending needs!
Each time we worked with Ray Evans we had up front, concise, and direct communication that always eased the process and , in the end, benefitted us.
Ray was quick to respond to us when we had questions, even on the weekends. He made sure we got exactly what we said we would and we couldn’t be happier about our refinance.
We have worked with Ray's team before and it was great. We decided to do a Refinance and chose Ray's team again.....great choice for us! The team is professional, personable, caring, and extremely efficient! We were happy every moment! We will...
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Ray and his team were very professional and helpful when getting our home refinanced. They communicated well with us were available for us any time we called. Highly recommend!
Ray and his team always have our best interest in mind. Sylvia went out of her way to support Chris and I throughout the entire process, talked to us past standard hours, and did everything possible to create a positive experience for us. We...
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Mr Ray Wvans and his staff kept me up to date on everything I was to do,questions answered quickly,very polite,great customer service,I'm in my new house,that's proof enough
Ray and his team was extremely helpful. They answered every question, was prompt and professional. Felt like I was dealing with a good friend and not some businesses trying to get my money.
Better communication. The process was very stressful.
Everyone was very friendly, helpful and most of all, patient.
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
Gallery
Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.