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Ray Evans at Element Home Loans - Branch Manager | NMLS# 218350 in Newnan, GA

Ray Evans at Element Home Loans

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Branch Manager | NMLS# 218350

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Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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Reviews from Web
  • FTP
    A
    Andrew R
    Newnan, GA
    Posted on March 5th, 2021 04:33 AM
    ...step by step thru the process and Rays ability to explain and clarify any of my concerns. Thank you for your patients. Andrew Dennis
  • FTP
    A
    Anthony M
    Newnan, GA
    Posted on March 4th, 2021 07:58 PM
    Ray took the time to cover the details with me and provided material that mapped out every step of the process.
  • FTP
    C
    Carel S
    Senoia, GA
    Posted on March 4th, 2021 07:52 PM
    Communication and response from the person that handled the information required by the underwriter was very poor. Even though we closed a few days early, we would have been able to close at least another week earlier if this person was more...
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    K
    Kris H
    Posted on March 2nd, 2021 02:39 PM
    Ray and Sylvia made the refinancing process easy and stress free, their professionalism instills trust and confidence that they will protect your information and lead you in the right direction. I would highly recommend Element Funding for...
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  • FTP
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    Kristen E
    Newnan, GA
    Posted on March 2nd, 2021 02:37 PM
    Ray and Sylvia made my refinancing process so easy, they let me know exactly what was needed and kept me updated along the way. I would highly recommend Element Funding! Whether purchasing or refinancing they are amazing and their professionalism...
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  • FTP
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    Robin D
    Senoia, GA
    Posted on March 1st, 2021 08:02 PM
    Communication is key
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    Peter S
    Newnan, GA
    Posted on February 23rd, 2021 10:21 AM
    Everyone there was easy to work with and very knowledgeable. We ended up with the right loan for our situation, with a good rate and at a reasonable cost.
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    Samuel H
    Newnan, GA
    Posted on February 23rd, 2021 09:29 AM
    Great folks - very professional.
  • FTP
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    Delvanta B
    Hogansville, GA
    Posted on February 23rd, 2021 02:26 AM
    Great
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    B
    Bonnie T
    Posted on December 30th, 2020 03:48 PM
    The process of securing a loan for a home purchase can be stressful, but Ray, Sylvia, and Melanie from Element Funding helped us every step of the way. In the year of COVID-19, we really appreciated that everything was set up to submit electronically...and...
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    About
    Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs. Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
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    Positions
    • Element Home Loans - Loan Officer
      May 1st, 2007 - Current

    Year Started

    2007

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 218350
    • AL 57498, FL LO52156, GA 28058
    Gallery
    Ray Evans at Element Home Loans - Gallery Photo
    Hobbies
    • Guitar, Pickelball, camping, boating
    Disclaimer
    Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.