Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Ray was excellent. He answered all our questions and had great suggestions. We felt the whole time that Ray always had out best interests at heart and genuinely cared. Would love to do business again
First off, I threw a wrench into things at the 11th hour and 58th minute by declining the refi that would provide cash out- it just didn't do what we needed to do- so they retooled into a different refi at a lower interest rate that killed...
read more
Ray Evans and his team were awesome. He was always available for questions. The loan went smoother than any other I have had out of probably 10. I would highly recommend him.
Ray was great. Always there to answer questions.
The communication and understanding of the funding process.
We had a preventable error in our final CD that ended up affecting our closing time last-minute. It was ultimately fixed and we appreciate Ray’s working with us to get this loan done.
On our first meeting Ray places us on hold to answer other calls from clients. If we book time then I expect your attention. We the find in that meeting Ray had not asked all the questions he should to define my husbands veteran status. More...
read more
Ray is always very upbeat and excited for me as the buyer. He was excited for me and therefore very willing to help with any question or concern I had.
Ray Evan’s is the best! He goes above and beyond to ensure his clients receive top notch service. He returned my calls at night, when a question popped up. He was there every step of they way, offering guidance thru the entire loan process...
read more
We used Ray for a past home purchase and also chose to use his services for our vacation home purchase. Everything went smooth and timely. He kept us informed and always followed up!
131–140 of 408
About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
Gallery
Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.