
Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350

Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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Ray Evans at Element Home Loans has received a review with 5 star rating from Vladislava B
Ray and his team was were very knowledgeable, responsive and made our refinance experience wonderful, thankyou
Ray Evans at Element Home Loans has received a review with 5 star rating from Lauren W
Ray and his team did everything in there power to make sure he got the best loan for us. They worked extremely hard to help us close on time on our first home. We are so thankful for Ray and his team!
Very professional
Ray Evans at Element Home Loans has received a review with 5 star rating from Allyson T
Ray always got back to me and when we were under pressure to close on time he performed his job.
Ray and his staff were always quick to respond to any questions throughout our process.
Quick responses to my questions; using zoom to go over all paperwork; felt you sincerely were looking out for my best interest.
Ray Evans at Element Home Loans has received a review with 5 star rating from Carolyn M
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
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Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.