
Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350

Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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We can't say enough good things about Ray Evan's and the Element Funding Team. They performed an absolute miracle getting our mortgage processed in such a short window during an impossibly busy time for the industry. The level of personalized...
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We closed in record time because of the amazing efficiency and attentiveness of Ray and his team. Every inquiry was responded to immediately and clearly. We were able to get into our house ahead of our urgent deadline. We were blessed to have...
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Ray Evans made this whole experience less stressful. He is HIGHLY dedicated and keeps a line of communication open so you know where you are in the process.
Ray was prompt, knowledgeable, professional and helpful to us in EVERY way!
Ray Evans and team are fantastic! He works really hard and will make your dream come true. He is extremely competent, very responsive and he cares. He will treat you like family! I highly recommend Ray and team to any property in Georgia and...
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Ray has worked with us a few properties. He is an outstanding professional. His team is fantastic as well. He makes the dreams come true and we are so very appreciative of his hard work, his patience and his care. He is family to us, and we...
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Constant hard work in getting to the goal of the purchase of my family’s new home and not losing patients.thank you guys for hard efforts.
Ray and his team did a fantastic job helping us through every part of purchasing our new home. They had great communication, and they even offered to buy us pizza on the day of our move...who does that? I recommend using them whenever you need...
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Ray and his team are very knowledgeable and thorough. They helped us with every step of the process and were always available to answer our questions.
Smooth and easy transaction. Great communication.
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
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Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.