
Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350

Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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Reviews from Web
Ray is very helpful & knowledgeable & eager to help families.
Ray was absolutely amazing! He was very responsive to all our requests and walked us through every part of the transaction. I would recommend him to all my friends and family that need LO services. We feel very blessed to have worked with Ray!...
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Very knowledgeable and patient. Kept the positive energy
Very professional team on all fronts. Made us feel confident throughout the entire process.
Very professional team on all fronts. Made us feel confident throughout the entire process.
There were no “ surprises” or last minute issues. Everything was laid out clearly.
He did a great job of explaining the process. I also appreciated the resources he shared to protect from me from fraud and unsolicited offers.
Ray Evans at Element Home Loans has received a review with 5 star rating from Brenda L P
Absolutely phenomenal service! They are there with you every step of the way and make sure you understand everything and are comfortable with it. I will recommend the Ray Evans team to everyone I know looking to buy a house!
Ray Evans at Element Home Loans has received a review with 5 star rating from James B
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
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Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.