

Ramsey Davies - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 174664


West Virginia University
AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the... Show More
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Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
very responsive and helpful throughout the entire process.
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I'm thrilled to hear that you found our service responsive and helpful, Colby. It was a pleasure assisting you throughout your home purchasing process. I strive to make the process as straightforward and smooth as possible. Your positive feedback...
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Hands down, there is NO one better in the business of mortgage lending and refinancing than Ramsey Davies! Do not waste your time with the stiff suits at the brick and mortar big banks, or on-line mortgage shopping (it’s not that easy) and...
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Reply from Owner
December 3rd, 2024 12:00 AM
Chris, Thank you so much for your incredible review! Your kind words mean the world to me, and I’m genuinely honored to have earned your trust and confidence over the years. Helping you navigate the loan process and achieve your goals has been...
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Ramsey was very responsive with any questions that we had. Home buying can be very stressful, but knowing who to trust and who to ask questions to was incredibly helpful. Highly recommend.
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
It was great working with you. Thanks again for putting your trust in us.
Ramsey was very attentive to our financial needs, and persisted with situations until they were resolved.
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I enjoyed working with you. Thanks for the great feedback.
Ramsey gets the job done! He is very timely with his communication and is dedicated to his clients! He ensures that his clients and the Agent are informed and educated along the way. I would recommend Ramsey!
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I'm overjoyed to hear such positive feedback, Crista! Ensuring my clients are kept in the loop and fully informed is a key part of my work approach at Embrace Home Loans. I'm delighted to hear that my dedication and timely communication have...
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.dealing with changes
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I enjoyed working with you. Thanks for the great feedback.
Superb communication coupled with subject matter expertise.
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I really appreciate the feedback and am looking forward to working with you again.
Great communicating and a quick easy closing.
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I'm thrilled to hear that you found our communication effective and the closing process quick and easy, Adrienne. Your positive feedback means a lot to me and the entire team at Embrace Home Loans. We always strive to provide the best service...
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Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
Thank you for such a high rating, John! I'm thrilled to hear that your experience with purchasing was satisfactory. Your feedback is greatly appreciated and it helps us to improve our services. Feel free to contact us again if you have any...
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My fourth transaction with Ramsey and the experience just keeps getting better. Pure professionalism and knowledge make Ramsey the best Loan Officer out there. I’d highly recommend anyone use Ramsey!!
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I'm truly humbled by your kind words, Josh. It's always a pleasure assisting you with your transactions and I'm thrilled to hear that each experience surpasses the previous one. Your high recommendation means a lot to me and motivates me to...
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About
AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, NJ with branches throughout the United States, we’ve emerged as one of the fastest-growing home lenders in the industry.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Specialities
Mortgages, Home Loans, Self Employed, Investor, First Time Home Buyer, Veteran, Divorce, Refinance
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Education
- West Virginia UniversityCommunications8 Hour SAFE Comprehensive Course Completion Certificate (annual)

Memberships
- NMLS
- HCAR
- HoCo Chamber
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- 174664
Awards
Predident's Club
Hobbies
- Gym
- Golf
- Cars
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Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.