

Ramsey Davies - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 174664


West Virginia University
AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the... Show More
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Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
Responsiveness and expertise. Ramsey is the best!
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I'm thrilled to hear that you had such a positive experience, Tina! Your feedback means a lot to me. It was a pleasure to assist with your home loan purchase and I'm glad my responsiveness and expertise made a difference. Thanks for choosing...
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As a first time buyer, Ramsey completely broke down every step of the process to buy our home. Very transparent and I could reach him anytime and count on a response! Awesome to work with; he even came to our closing to meet us with a smile...
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Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
Hello Lauraine, thank you for your stellar review and the five-star rating! I'm delighted to hear that you found our process transparent and accessible. It was a pleasure to guide you through each step of your home purchase, and I'm so glad...
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Ramsey walked us through every step and explained all the details. He made the process easy.
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
It's fantastic to hear that you felt well-guided and found the process accessible, Brad. I always aim to ensure our clients understand each step of their home purchase journey. Your positive feedback reaffirms that we are on the right track....
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Great communication and responded on timely manner.
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I'm thrilled to hear that you had a positive experience, Henry! Clear and timely communication is crucial, especially when dealing with important matters like purchasing a home. Your high rating and kind words are greatly appreciated. Please...
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Ramsey is a clear and effective communicator who made himself available at all hours.
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I appreciate the kind words, David. I'm glad to hear that you had a positive experience with me at Embrace Home Loans. Providing clear communication and being readily available to my clients is something I always strive for. I'm delighted that...
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Ramsey is proactive, a clear communicator, and instills trust.
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I'm thrilled to hear such a positive review, Paula. It was a pleasure assisting you in your home purchase journey. I always aim to be proactive, clear in my communication, and to earn your trust. Your feedback reaffirms the hard work I put...
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Ramsey was very friendly, timely, communicative and helpful as we needed to get our house to close quickly. Thank you!
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I'm delighted to hear that you had such a positive experience, Stephanie! It was a real pleasure working with you throughout your home purchase. I'm glad I was able to assist in getting your house to close quickly, and that my communication...
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7 day contract to close! Great communication. Proactive service.
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
Thanks for the fantastic review, Brooke! I'm thrilled to hear that you found the communication and service proactive in achieving a 7 day contract to close. It's always my top priority to ensure a smooth and efficient loan purchase process....
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As first time home buyers, Ramsey was the absolute best person we could have worked with. He was very communicative, able to answer each and every question we had, and was able to break things down in a way that made it easy to for us to understand....
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Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
Thank you so much for your glowing review, Carly! I am thrilled to know that you had such a positive experience with our team. It was a pleasure working with you and helping you navigate the home buying process. The fact that you appreciated...
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Pleasant, helpful & honest communications with us always. Built a relationship of trust, very patient with all of our questions. thank you!
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I'm so grateful for your kind words, Autumn. It was a pleasure to assist you and answer any questions you had during your purchase process. It's always rewarding to build trust and relationships with clients like you. I'm delighted that you...
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About
AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, NJ with branches throughout the United States, we’ve emerged as one of the fastest-growing home lenders in the industry.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Specialities
Mortgages, Home Loans, Self Employed, Investor, First Time Home Buyer, Veteran, Divorce, Refinance
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Education
- West Virginia UniversityCommunications8 Hour SAFE Comprehensive Course Completion Certificate (annual)

Memberships
- NMLS
- HCAR
- HoCo Chamber
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- 174664
Awards
Predident's Club
Hobbies
- Gym
- Golf
- Cars
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Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.