Ramsey Davies - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 174664
West Virginia University
AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the... Show More
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Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
Excellent communication, thorough planning, and very responsive throughout our home buying process.
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I'm delighted to hear that you had such a positive experience with your home purchase, Chris. Your recognition of the communication, thorough planning, and responsiveness is greatly appreciated. It was an absolute pleasure assisting you throughout...
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Great customer service and strong commitment to helping clients purchasing their homes.
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I'm extremely grateful for your kind words and the excellent rating, Collette. Ensuring a smooth and positive home purchasing experience for you is a part of Embrace Home Loans' ethos. Your satisfaction is the strongest affirmation of my commitment...
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All responsive and works hard for every client.
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
Thanks for the high rating and the positive feedback, Brandon! I'm glad to hear that my efforts are appreciated and that you're satisfied with the service. I always strive to work hard for every client and ensure their experience with me is...
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Speed, responsiveness, advice and feedback
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I'm thrilled to hear that you were pleased with the service you received, Grant. Knowing that you found my advice and feedback helpful, and that the speed and responsiveness of our interactions met your expectations, is just the feedback I...
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Ramsey Davies is amazing. He helped with the transition to purchase our house in MD, and even helped with questions regarding the sale of our house in PA. He is intelligent, innovative and creative with his approach to home buying in this crazy...
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Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I'm thrilled to hear such positive feedback, Allyson. Your praise reminds me why I love what I do. It was a privilege to guide you through the buying process and help with any queries about your house sale in PA. Knowing that my approach and...
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Ramsey was very informative and knowledgeable in helping my clients find their ideal path toward buying a home. He was there to help and support every step of the way. He masterfully anticipated potential issues and put my clients in the best...
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Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
Hi Molly, I'm thrilled to hear that you had a positive experience. Your kind words affirm the dedication I put into ensuring my clients and referral partners are well-informed and supported throughout their journey. I'm glad I could help you...
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Very responsive and told us everything we needed to do
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I'm thrilled to hear that you found our process to be clear and helpful, Edward. We at Embrace Home Loans always strive to be responsive and transparent in guiding our clients through their purchases. Thank you for your high rating and positive...
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Ramsey was always available to answer our questions. He took the time to make sure he fully answered our questions and that we understood the answers. Ramsey is highly knowledgeable within his field and is able to react quickly to changes throughout...
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Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
Hello Barney, Appreciating you taking the time to give a 5-star rating and review. It was my pleasure to assist during your purchasing process. Ensuring every question was answered clearly and promptly was my utmost priority. I'm glad to hear...
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Ramsey was on it. Anytime I reached out he was available and helpful. The process was smooth and we closed on time.
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
Thank you for the glowing review, Kevin. I'm thrilled to hear how satisfied you are with your experience with me at Embrace Home Loans. I take pride in being available and helpful for my clients, and it's great to know that this was valued...
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Ramsey was great with providing updates and we were able to do a very quick close!
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
It's fantastic to hear that you were pleased with the swift closing of your purchase, Chris. I'm glad I could provide timely updates to make the process smoother for you. Your satisfaction is my primary goal, and your feedback reaffirms the...
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About
AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, NJ with branches throughout the United States, we’ve emerged as one of the fastest-growing home lenders in the industry.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Specialities
Mortgages, Home Loans, Self Employed, Investor, First Time Home Buyer, Veteran, Divorce, Refinance
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Education
- West Virginia UniversityCommunications8 Hour SAFE Comprehensive Course Completion Certificate (annual)
Memberships
- NMLS
- HCAR
- HoCo Chamber
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- 174664
Awards
Predident's Club
Hobbies
- Gym
- Golf
- Cars
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Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.