Ramsey Davies - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 174664
West Virginia University
AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the... Show More
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
Ramsey made this experience great because he was knowledgeable, available and persistent at helping use Get through this process. Whenever we had questions or concerns he was there to answer and assist us.
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
Natalie, your kind words mean the world to me. It was truly a pleasure working with you and Wayne throughout your home buying journey. I'm so glad I could be a resource and help make the process as smooth as possible. Knowing I was able to...
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He is great at his job. The only thing better than his ability to do his job was his pure, raw, unadulterated sex appeal
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
You officially get the award for Funniest Review I've received in 19 years of service! Thanks for trusting me to help your clients and your compliments on my sex appeal. haha
Ramsey was always super responsive and answered all questions throughout the process.
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I'm thrilled to hear such positive feedback, Jack. Being responsive and ensuring all your queries are addressed is integral to my job. I'm glad I could assist in making your home purchase process a smooth one. I appreciate your 5-star rating...
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Ramsey was patient with us and answered all of our questions no matter how simple or Ridiculous
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
Thanks for the glowing review, Janet! It was a pleasure to help you through your home purchasing journey. Your questions are essential in making sure you're fully informed, no matter how simple or 'ridiculous' they may seem. Here's to a successful...
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Ramsey was very responsive and takes us through the process , which was important as first time home buyers. He tried to find the best rate he could and stayed on top of the whole process allowing us to close on time.
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Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
Hi Kevin, thanks for taking the time to leave a review. I am thrilled to hear that you had a positive experience with your home purchase. It was a pleasure to guide you through the process as first-time home buyers. Ensuring you get the best...
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No complaints. We used Ramsey at Embrace for the purchase and the refi. Communication was always quick and helpful, everything was completed on time... really, no complaints.
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
Thanks for your kind words, Kevin! I'm glad to hear that you found the purchase and refi processes smooth and satisfactory. Your positive feedback motivates me to continue providing excellent service. If you or anyone you know ever needs help...
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Professionalism, they know what they are doing, saves time and money and the experience was seamless.
Job well done.
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
Hi Christo, I'm thrilled to hear about your positive experience with Embrace Home Loans. Your feedback is highly appreciated and it's great to know our professionalism and efficient services saved you time and money. A seamless experience is...
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Everything
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I'm thrilled to hear that you had a positive experience with your cash out refi, Dickson. Your kind review and excellent rating are greatly appreciated. It was a pleasure working with you, and I'm here to assist you at Embrace Home Loans should...
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I was a first time homebuyer and really didn't know the process at all. Ramsey was so helpful every step of the way. He ran countless numbers for me and made sure I had everything I needed. He even made sure I completed everything on my end...
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Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
Hi Alison, I'm thrilled to hear about your positive experience with your first home purchase. It was my pleasure to guide you through the process and ensure that everything was completed correctly. Helping first-time homebuyers like you navigate...
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Ramsey and his team were awesome. They were always available and very responsive. We had some hurdles to jump through but he and his team got us through. Thanks!!
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
Hey Kaitlyn, I'm extremely happy to hear about your positive experience with our team at Embrace Home Loans. It's our daily commitment to be available and responsive for our customers, and I'm glad we were able to navigate you through those...
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About
AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, NJ with branches throughout the United States, we’ve emerged as one of the fastest-growing home lenders in the industry.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Specialities
Mortgages, Home Loans, Self Employed, Investor, First Time Home Buyer, Veteran, Divorce, Refinance
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Education
- West Virginia UniversityCommunications8 Hour SAFE Comprehensive Course Completion Certificate (annual)
Memberships
- NMLS
- HCAR
- HoCo Chamber
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- 174664
Awards
Predident's Club
Hobbies
- Gym
- Golf
- Cars
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Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.