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Rachel Needle - Atlantic Coast Mortgage - Loan Officer | NMLS ID #2020874 in North Bethesda, MD

Rachel Needle - Atlantic Coast Mortgage

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Loan Officer | NMLS ID #2020874

Fairfax
I’m motivated to help you navigate what can often feel like a very confusing and overwhelming financial process with empathy, transparency, skill, and a deeply rooted commitment to being your trusted advocate. I believe when you have a safe... Show More
Fairfax
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • SFTP
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    Nicole B
    Alexandria, VA
    Posted on August 16th, 2025 01:48 AM
    As a first-time homebuyer, I had countless questions—and Rachel handled each one with patience, clarity, and genuine care. Her expertise and approachable manner made the entire process feel seamless. An absolute pleasure to work with!
    Reply from Rachel Needle - Atlantic Coast Mort...
    August 16th, 2025 02:59 AM
    It was truly a pleasure to help you through the mortgage process and to be part of your very first home purchase! I loved working with you and am grateful for the opportunity! Thank you, Nicole!
  • SFTP
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    Crystal T
    Silver Spring, MD
    Posted on May 23rd, 2025 09:23 PM
    Rachel was super attentive, available and I always felt she had my best interest at heart
    Reply from Rachel Needle - Atlantic Coast Mort...
    May 23rd, 2025 10:50 PM
    Thank you, Crystal! I do always have your best interests at heart. I loved helping you with your home purchase and look forward to staying in touch.
  • SFTP
    L
    Lauri M
    Chevy Chase, MD
    Posted on May 6th, 2025 01:08 AM
    - attentive service - good communication - felt Rachel was an advocate on my behalf
    Reply from Rachel Needle - Atlantic Coast Mort...
    May 6th, 2025 02:20 AM
    Thank you, Lauri! I’m so glad you found a wonderful place to call home. I really appreciate your trust and the opportunity to be part of your homebuying team!
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    Richard M
    Posted on April 30th, 2025 06:36 PM
    Rachel and I worked consulted on her loan strategy in VA. One thing stood out, her consistency and communication was always clear and direct. I would recommend her to anyone.
    Reply from Owner
    May 3rd, 2025 04:02 PM
    I'm thrilled to hear that you found our consultation on loan strategy in VA beneficial. Consistency and clear communication are top priorities for me. Thank you for your recommendation!
  • SFTP
    S
    Sebastian P
    Annapolis, MD
    Posted on April 3rd, 2025 07:34 PM
    Engagement by the loan officer and mortgage company
    Reply from Rachel Needle
    April 4th, 2025 12:46 AM
    Sebastian, thank you for the opportunity to work with you guys! I am so happy you’ve found a wonderful home! I’m excited to come visit!
  • SFTP
    J
    James N
    Arlington, VA
    Posted on February 15th, 2025 01:29 PM
    A most seamless experience .
    Reply from Rachel Needle
    February 15th, 2025 01:39 PM
    Thank you, James, for this great review. I love that you felt the experience was “seamless”. I throughly enjoyed working with you and Katie, and am excited for you to move into your beautiful new home. Thank you for letting me hold baby Ethan...
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  • SFTP
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    Ryan P
    Gaithersburg, MD
    Posted on December 27th, 2024 01:40 PM
    Rachel's communication was exceptional. She was always accessible through the process and we found her to be incredibly trustworthy and invested in our best interests. The listing agent, the buyer's agent and the title company were all very...
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    Reply from Rachel Needle
    March 24th, 2025 08:30 PM
    I couldn't appreciate your review more than I do, and I really loved working with you and Jai. I'm thrilled I was able to help you with your purchase and hope to visit you soon to meet your beautiful baby!
  • SFTP
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    Harry R
    Montgomery Village, MD
    Posted on December 9th, 2024 01:12 AM
    Rachel's passion for helping home buyers drives her work. She ensured we got an afforable rate and simplified the home buying process to reduce our anxiety.
    Reply from Rachel Needle
    December 9th, 2024 01:17 AM
    Thank you, Harry; I’m so grateful for the opportunity to have helped you buy your first home, and in the process I made a new friend. I am always a phone call or text away. Congratulations!!
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    Denis L
    Posted on November 13th, 2024 01:21 PM
    Rachel makes getting a mortgage a breeze! She was incredibly knowledgeable, responsive, and makes the whole process smooth and stress-free. Highly recommend her for anyone looking for a fantastic mortgage lender!
    Reply from Owner
    April 29th, 2025 04:24 PM
    Thank you for this wonderful review! I sincerely appreciate the kind words!
  • SFTP
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    Michelle L
    Virginia Beach, VA
    Posted on November 11th, 2024 03:45 PM
    Rachel was very friendly and attentive. She listened to our needs in order to help us through the process from start to finish .
    Reply from Rachel Needle
    December 9th, 2024 01:17 AM
    Thank you, Michelle! I love working with you and Will!
  • 31–40 of 50
    About
    I’m motivated to help you navigate what can often feel like a very confusing and overwhelming financial process with empathy, transparency, skill, and a deeply rooted commitment to being your trusted advocate. I believe when you have a safe and stable place to call home, you can thrive in other parts of your life – because home is the foundation of everything that truly matters. I’m a good listener who will listen closely to gain a complete understanding of your goals and circumstances and care deeply about providing a warm and positive experience.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Reverse Loans
    Specialities
    FHA
    VA
    Conventional loans
    Jumbo
    USDA
    First Time Home Buyer
    Second Home Loan
    Vacation Property Loan
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    Positions
    • Atlantic Coast Mortgage - Loan Officer
      Oct 1st, 2024 - Current
    Memberships
    • Rockville Chamber of Commerce
    • Temple Beth Ami
    • Club Pilates
    • View All
    Addresses and Serving Areas

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #2020874
    • Licensed in CA, DC, FL, MD, VA
    Hobbies
    • Pilates
    • Hiking
    • Movies
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    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)