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Rachel Needle - Atlantic Coast Mortgage - Loan Officer | NMLS ID #2020874 in North Bethesda, MD

Rachel Needle - Atlantic Coast Mortgage

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Loan Officer | NMLS ID #2020874

Fairfax
I’m motivated to help you navigate what can often feel like a very confusing and overwhelming financial process with empathy, transparency, skill, and a deeply rooted commitment to being your trusted advocate. I believe when you have a safe... Show More
Fairfax
Location & Business Hours
Business Hours
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
Sat
closed
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Overall Ratings
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Reviews from Web
  • SFTP
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    Laura D
    OLNEY, MD
    Posted on July 12th, 2026 03:16 PM
    Rachel was understanding and made herself available when needed
    Reply from Rachel Needle - Atlantic Coast Mort...
    July 12th, 2026 03:26 PM
    Thank you, Laura, for your trust and for the opportunity to support you through the homebuying process. I hope this next chapter is a very happy one for you!
  • SFTP
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    Jill B
    FREDERICK, MD
    Posted on July 10th, 2026 10:30 PM
    The personnel guided us through the process with great professionalism.
    Reply from Rachel Needle - Atlantic Coast Mort...
    July 11th, 2026 03:28 PM
    Thank you, Jill! I sincerely appreciate this review and enjoyed working with you and Robert! Your new home is beautiful!
  • SFTP
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    Robert B
    FREDERICK, MD
    Posted on July 4th, 2026 01:56 AM
    It always felt as if the team really cared about us finding our first, East Coast, home. We are grateful to have had such a forward thinking group of professionals working with us.
    Reply from Rachel Needle - Atlantic Coast Mort...
    July 4th, 2026 04:39 AM
    Thank you, Robert! I love that you felt that we cared about you - because we truly do! Your trust means a lot and we are excited to visit once you get settled! 👏
  • SFTP
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    Caroline T
    Silver Spring, MD
    Posted on July 1st, 2026 01:21 PM
    Rachel was there every step of the process and was able to answer all my questions. She helped me get the best rate in this current market was flexible when I had to change to a different home to buy. I am very thankful for all the hard work...
    read more
    Reply from Rachel Needle - Atlantic Coast Mort...
    July 1st, 2026 01:57 PM
    I loved guiding you through your first home purchase, Caroline! Thank you for your trust! I’m so excited for you!
  • SFTP
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    Sarah N
    ROCKVILLE, MD
    Posted on June 30th, 2026 09:02 PM
    Clear, regular communication with Rachel who listens and understands each client's individual needs and concerns.
    Reply from Rachel Needle - Atlantic Coast Mort...
    July 1st, 2026 02:01 PM
    Sarah, It was wonderful to work with you and Dan, and I am grateful for the opportunity to support and guide you. I’m so happy you found a wonderful new home for your family!
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    Christopher B
    ROCKVILLE, MD
    Posted on May 25th, 2026 02:14 AM
    Rachel went above and beyond in making us feel comfortable and being able to take our calls whenever possible. One of the many nice things was being able to provide us comparison updates in Mortgage Coach and add in various loan options based...
    read more
    Reply from Rachel Needle - Atlantic Coast Mort...
    May 25th, 2026 11:15 AM
    Christopher, I truly appreciate your kind words and am glad that I made the process comfortable for you and Alejandra! That’s what I aim to do! And It makes me so happy to hear that the comparison updates in Mortgage Coach were helpful. I am...
    read more
  • SFTP
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    Bret F
    AVENUE, MD
    Posted on May 20th, 2026 12:47 PM
    Grest response time on any questions about the process and efficient communication.
    Reply from Rachel Needle - Atlantic Coast Mort...
    May 21st, 2026 08:58 PM
    Thank you, Bret! I am so happy for you and Janet! That house is going to be a lovely place to spend quality time together!
  • SFTP
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    Logan L
    Chantilly, VA
    Posted on April 20th, 2026 12:31 PM
    Rachel was great! We did this very fast.
    Reply from Rachel Needle - Atlantic Coast Mort...
    April 20th, 2026 12:37 PM
    Thank you, Logan, for your trust! I am grateful for the opportunity to help you with your home purchase and am always here for you!
  • SFTP
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    Shannon H
    WASHINGTON, DC
    Posted on April 17th, 2026 02:00 PM
    Rachel was great at educating us through the whole process as first time home buyers. She took the time to explain all of our options and helped us feel comfortable with such a big life decision.
    Reply from Rachel Needle
    April 20th, 2026 12:39 PM
    This means a lot to me, Shannon! Buying a home can be an overwhelming process and I love every opportunity to make people feel confident and supported. I’m always here for you guys.
  • SFTP
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    Lauri M
    Chevy Chase, MD
    Posted on April 2nd, 2026 03:48 PM
    Attention to detail and excellent communication from the team throughout the process. I knew what to expect, what I had to do, and when I had to do it. Any questions I had were answered promptly.
    Reply from Rachel Needle - Atlantic Coast Mort...
    April 17th, 2026 02:04 PM
    Thank you, Lauri, for your trust! It’s been wonderful to work with you too!
  • 10 of 43
    About
    I’m motivated to help you navigate what can often feel like a very confusing and overwhelming financial process with empathy, transparency, skill, and a deeply rooted commitment to being your trusted advocate. I believe when you have a safe and stable place to call home, you can thrive in other parts of your life – because home is the foundation of everything that truly matters. I’m a good listener who will listen closely to gain a complete understanding of your goals and circumstances and care deeply about providing a warm and positive experience.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Reverse Loans
    Specialities
    FHA
    VA
    Conventional loans
    Jumbo
    USDA
    First Time Home Buyer
    Second Home Loan
    Vacation Property Loan
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    Positions
    • Atlantic Coast Mortgage - Loan Officer
      Oct 1st, 2024 - Current
    Memberships
    • Rockville Chamber of Commerce
    • Temple Beth Ami
    • Club Pilates
    • View All
    Addresses and Serving Areas

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #2020874
    • Licensed in CA, DC, MD, VA
    Hobbies
    • Pilates
    • Hiking
    • Movies
    • View All
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)