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Rachel Needle - Atlantic Coast Mortgage - Loan Officer | NMLS ID #2020874 in North Bethesda, MD

Rachel Needle - Atlantic Coast Mortgage

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Loan Officer | NMLS ID #2020874

Fairfax
I’m motivated to help you navigate what can often feel like a very confusing and overwhelming financial process with empathy, transparency, skill, and a deeply rooted commitment to being your trusted advocate. I believe when you have a safe... Show More
Fairfax
Location & Business Hours
Business Hours
Mon
24 hours(Open now)
Tues
24 hours
Wed
24 hours
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • SFTP
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    Jeffrey Z
    Ponte Vedra, FL
    Posted on October 10th, 2026 11:51 PM
    The attention to detail was amazing. Rachel was there 100% to assure everything went smoothly and responded to questions immediately. What more can I say?
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    Sarah L
    Posted on October 9th, 2026 03:40 PM
    There’s no way to properly thank Rachel enough for her dedication, attention, and time spent helping us secure the best possible loan for our out-of-state new-build in Florida. Rachel was responsive, knowledgeable, personable, kind, and made...
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    Sharon Z
    Ponte Vedra, FL
    Posted on October 6th, 2026 06:48 AM
    Rachel was amazing! She made the process so easy and clear, leading us through it step by step. Applying for a mortgage can be an overwhelming experience, but knowing that Rachel was watching out for us and truly trying to help us made it a...
    read more
    Reply from Rachel Needle - Atlantic Coast Mort...
    October 6th, 2026 10:09 AM
    Thank you for your wonderful review! Loved helping you and Jeff with your home purchase and am so grateful for your trust and the opportunity! I hope you love your new home!
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    Betsy S D
    Posted on September 30th, 2026 09:42 PM
    Rachel is a wonderful lender. She recently assisted one of my clients with her home purchase in Bethesda and did a great job! She was patient, had creative financing ideas and helped move the process along. Rachel's team at ACC is very client-focused...
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    Reply from Owner
    October 6th, 2026 10:11 AM
    Thank you for this testimonial, Betsy! I am grateful for the opportunity to support our client through such a difficult time in her life. She was lucky to work with such a caring team! Can’t wait to work with you again!
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    Kathleen V
    ALEXANDRIA, VA
    Posted on September 13th, 2026 01:57 PM
    Rachel was amazing! She was communicative, kind, thoughtful, and helpful throughout the entire process. 10/10 recommed working with her and her team.
    Reply from Rachel Needle - Atlantic Coast Mort...
    September 13th, 2026 03:03 PM
    Kathleen, thank you so much for this wonderful review! I loved guiding you and Laura through the mortgage process and helping you become homeowners!! I’m thrilled for you and am always here to support you both! Thank you!
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    Laura M
    BETHESDA, MD
    Posted on August 24th, 2026 09:45 PM
    Always reachable, questions always answered, i thought it would be a painful process but rachel and the whole team is amazing
    Reply from Rachel Needle - Atlantic Coast Mort...
    August 25th, 2026 02:22 AM
    Thank you, Laura! I loved being the one your family turned to for support and guidance! Thank you for you trust! We are always here for you!
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    Laura D
    OLNEY, MD
    Posted on July 12th, 2026 03:16 PM
    Rachel was understanding and made herself available when needed
    Reply from Rachel Needle - Atlantic Coast Mort...
    July 12th, 2026 03:26 PM
    Thank you, Laura, for your trust and for the opportunity to support you through the homebuying process. I hope this next chapter is a very happy one for you!
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    Jill B
    FREDERICK, MD
    Posted on July 10th, 2026 10:30 PM
    The personnel guided us through the process with great professionalism.
    Reply from Rachel Needle - Atlantic Coast Mort...
    July 11th, 2026 03:28 PM
    Thank you, Jill! I sincerely appreciate this review and enjoyed working with you and Robert! Your new home is beautiful!
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    Robert B
    FREDERICK, MD
    Posted on July 4th, 2026 01:56 AM
    It always felt as if the team really cared about us finding our first, East Coast, home. We are grateful to have had such a forward thinking group of professionals working with us.
    Reply from Rachel Needle - Atlantic Coast Mort...
    July 4th, 2026 04:39 AM
    Thank you, Robert! I love that you felt that we cared about you - because we truly do! Your trust means a lot and we are excited to visit once you get settled! 👏
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    Caroline T
    Silver Spring, MD
    Posted on July 1st, 2026 01:21 PM
    Rachel was there every step of the process and was able to answer all my questions. She helped me get the best rate in this current market was flexible when I had to change to a different home to buy. I am very thankful for all the hard work...
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    Reply from Rachel Needle - Atlantic Coast Mort...
    July 1st, 2026 01:57 PM
    I loved guiding you through your first home purchase, Caroline! Thank you for your trust! I’m so excited for you!
  • 1–10 of 50
    About
    I’m motivated to help you navigate what can often feel like a very confusing and overwhelming financial process with empathy, transparency, skill, and a deeply rooted commitment to being your trusted advocate. I believe when you have a safe and stable place to call home, you can thrive in other parts of your life – because home is the foundation of everything that truly matters. I’m a good listener who will listen closely to gain a complete understanding of your goals and circumstances and care deeply about providing a warm and positive experience.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Reverse Loans
    Specialities
    FHA
    VA
    Conventional loans
    Jumbo
    USDA
    First Time Home Buyer
    Second Home Loan
    Vacation Property Loan
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    Positions
    • Atlantic Coast Mortgage - Loan Officer
      Oct 1st, 2024 - Current
    Memberships
    • Rockville Chamber of Commerce
    • Temple Beth Ami
    • Club Pilates
    • View All
    Addresses and Serving Areas

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #2020874
    • Licensed in CA, DC, FL, MD, VA
    Hobbies
    • Pilates
    • Hiking
    • Movies
    • View All
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)