I’m motivated to help you navigate what can often feel like a very confusing and overwhelming financial process with empathy, transparency, skill, and a deeply rooted commitment to being your trusted advocate. I believe when you have a safe... Show More
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24 hours
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24 hours
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Reviews from Web
Clear, regular communication with Rachel who listens and understands each client's individual needs and concerns.
Reply from Rachel Needle - Atlantic Coast Mort...
July 1st, 2026 02:01 PM
Sarah, It was wonderful to work with you and Dan, and I am grateful for the opportunity to support and guide you. I’m so happy you found a wonderful new home for your family!
Rachel went above and beyond in making us feel comfortable and being able to take our calls whenever possible. One of the many nice things was being able to provide us comparison updates in Mortgage Coach and add in various loan options based...
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Reply from Rachel Needle - Atlantic Coast Mort...
May 25th, 2026 11:15 AM
Christopher, I truly appreciate your kind words and am glad that I made the process comfortable for you and Alejandra! That’s what I aim to do! And It makes me so happy to hear that the comparison updates in Mortgage Coach were helpful. I am...
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Grest response time on any questions about the process and efficient communication.
Reply from Rachel Needle - Atlantic Coast Mort...
May 21st, 2026 08:58 PM
Thank you, Bret! I am so happy for you and Janet! That house is going to be a lovely place to spend quality time together!
Rachel was great! We did this very fast.
Reply from Rachel Needle - Atlantic Coast Mort...
April 20th, 2026 12:37 PM
Thank you, Logan, for your trust! I am grateful for the opportunity to help you with your home purchase and am always here for you!
Rachel was great at educating us through the whole process as first time home buyers. She took the time to explain all of our options and helped us feel comfortable with such a big life decision.
Reply from Rachel Needle
April 20th, 2026 12:39 PM
This means a lot to me, Shannon! Buying a home can be an overwhelming process and I love every opportunity to make people feel confident and supported. I’m always here for you guys.
Attention to detail and excellent communication from the team throughout the process. I knew what to expect, what I had to do, and when I had to do it. Any questions I had were answered promptly.
Reply from Rachel Needle - Atlantic Coast Mort...
April 17th, 2026 02:04 PM
Thank you, Lauri, for your trust! It’s been wonderful to work with you too!
Rachel is so kind, knowledgeable, non-judemental and so communicative. She initially took my call on New Years Eve evening and walked me through the process of becoming approved. We had a unique situation to buy a house and Rachel told us all...
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Reply from Rachel Needle
March 12th, 2026 01:36 AM
Thank you for this wonderful review, Gabi! When I heard that you had a chance to live around the corner from your mom, I was ALL IN to do everything possible to make that a reality. I’m thrilled it worked out and that your family can be close...
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As a first-time homebuyer, I was a blank canvas. I had no idea what underwriting, appraisals, escrows, or any of the other terms meant. During our first meeting back in November, Rachel carved out time in her evening to meet with me over Zoom...
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Reply from Rachel Needle - Atlantic Coast Mort...
March 10th, 2026 05:08 PM
Michelle, this means a lot to me! Education leads to clarity and confidence, which is what made you feel safe enough to take that big step. I know it can be scary, and that I can make it better for people. My goal is never to sell anyone a...
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Rachel was very accomodating and understanding. She has been nothing but helpful throughout the entire process even when we were not sure if we were going to pursue the house. We wouldnt of gotten the house without her assistance.
Reply from Rachel Needle - Atlantic Coast Mort...
March 12th, 2026 01:34 AM
Thank you, Kent! This means a lot to me! Loved helping you and Michelle become homeowners!! I am always here for you guys! Thank you!
Rachel is a wondeful loan officer, she always goes above and beyond for us. She is with us every step of the journey and answers any questions we may have.
Reply from Rachel Needle - Atlantic Coast Mort...
March 4th, 2026 03:25 PM
Thank you, Alexandra! I am grateful for your trust and the opportunity to work with you again! Can’t wait to visit you in your new home once you are settled!
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About
I’m motivated to help you navigate what can often feel like a very confusing and overwhelming financial process with empathy, transparency, skill, and a deeply rooted commitment to being your trusted advocate. I believe when you have a safe and stable place to call home, you can thrive in other parts of your life – because home is the foundation of everything that truly matters.
I’m a good listener who will listen closely to gain a complete understanding of your goals and circumstances and care deeply about providing a warm and positive experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Loans
Specialities
FHA
VA
Conventional loans
Jumbo
USDA
First Time Home Buyer
Second Home Loan
Vacation Property Loan
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Positions
- Atlantic Coast Mortgage - Loan OfficerOct 1st, 2024 - Current
Memberships
- Rockville Chamber of Commerce
- Temple Beth Ami
- Club Pilates
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Addresses and Serving Areas
Primary Serving Area
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #2020874
- Licensed in CA, DC, FL, MD, VA
Hobbies
- Pilates
- Hiking
- Movies
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)