I’m motivated to help you navigate what can often feel like a very confusing and overwhelming financial process with empathy, transparency, skill, and a deeply rooted commitment to being your trusted advocate. I believe when you have a safe... Show More
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Rachel Needle - Atlantic Coast Mortgage has received a review with 5 star rating from Cheri D
Reply from Owner
September 14th, 2026 02:33 PM
Thank you for your review! It means a lot!
Having open communication with the team. In addition, having Rachel constantly encouraging me!
Reply from Rachel Needle - Atlantic Coast Mort...
March 4th, 2026 03:29 PM
This was one of the most meaningful moments of my career to-date, and I am so proud of you!! Your grit and determination is inspiring and I will forever be grateful for the opportunity to encourage and guide you to homeownership!
Rachel was so informative and responsive with all of our questions and concerns. She really
held our hand through the first time home buying experience and we couldn't be more grateful. Thank you Rachel!!!
Reply from Rachel Needle - Atlantic Coast Mort...
December 31st, 2025 03:57 PM
Thank you, Marissa! I am thrilled for you and Sam and truly appreciate your trust. I’m always here to support you.
Rachel was incredibly knowledgeable , patient, and genuinely wanted to help get us into our dream home within our budget. She was always available to chat with us no matter the day or the time. It was easy to trust Rachel as we were making...
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Reply from Rachel Needle - Atlantic Coast Mort...
December 31st, 2025 03:58 PM
This one was a very special one for me! I can’t wait to visit you soon!
Rachel's efforts in securing the loan for our new property were extraordinary. She quickly helped us collect the information needed from us and helped us understand the options for a loan that would meet our somewhat unique requirements (we...
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Reply from Rachel Needle - Atlantic Coast Mort...
November 17th, 2025 01:42 PM
Thank you, David, for your trust! I truly enjoyed working with you and Jane, and appreciated the opportunity to help you win and get to the closing table. I’m excited for you to move into your beautiful, new home! Thank you for the wonderful...
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I was so delighted with the work Rachel Needle and Atlantic Coast Mortgage did on my recent closing. Their communication and follow-up is top notch, and Rachel did an excellent job of guiding my first-time homebuyer through the process. She...
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Reply from Rachel Needle - Atlantic Coast Mort...
November 17th, 2025 01:43 PM
I am so grateful to you for this wonderful review and hope to work with you and your clients many more times!
Rachel was fantastic at keeping me informed and answering all of my questions during the process.
Reply from Rachel Needle - Atlantic Coast Mort...
September 3rd, 2025 01:04 PM
Thank you for your review! I really enjoyed working with you and helping you get situated on the East Coast!
Working with Rachel on our loan was a truly wonderful experience. She made the entire process feel incredibly smooth and comfortable, which was a huge relief for us. Her communication was excellent; she kept us informed every step of the way...
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Reply from Rachel Needle - Atlantic Coast Mort...
September 2nd, 2025 07:04 PM
Thank you, Antony! I appreciated the opportunity to work with you and Andrea! I am so excited for you to move into your beautiful new home!
We had a wonderful experience and Rachel was absolutely fabulous and amazing to work with. Her knowledge, expertise and professionalism is a rare gem. She is truly compassionate about her work and went above and beyond to make sure we understood...
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Reply from Rachel Needle - Atlantic Coast Mort...
September 2nd, 2025 07:07 PM
Patience, I am so grateful that we met and were able to work together on your first home purchase! You and Martin are fabulous! I appreciated your trust! Can't wait to visit you in your new home!
We had excellent experience working with Rachel on our mortgage application. Rachel was extremely knowledgeable about the mortgage products available and helped me and my wife choose the best option for our needs. Rachel held our hands throughout...
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Reply from Rachel Needle - Atlantic Coast Mort...
September 1st, 2025 01:06 AM
I loved working with you both and look forward to visiting you in your new home! Thank you for your trust, Martin!
21–30 of 50
About
I’m motivated to help you navigate what can often feel like a very confusing and overwhelming financial process with empathy, transparency, skill, and a deeply rooted commitment to being your trusted advocate. I believe when you have a safe and stable place to call home, you can thrive in other parts of your life – because home is the foundation of everything that truly matters.
I’m a good listener who will listen closely to gain a complete understanding of your goals and circumstances and care deeply about providing a warm and positive experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Loans
Specialities
FHA
VA
Conventional loans
Jumbo
USDA
First Time Home Buyer
Second Home Loan
Vacation Property Loan
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Positions
- Atlantic Coast Mortgage - Loan OfficerOct 1st, 2024 - Current
Memberships
- Rockville Chamber of Commerce
- Temple Beth Ami
- Club Pilates
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Addresses and Serving Areas
Primary Serving Area
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #2020874
- Licensed in CA, DC, FL, MD, VA
Hobbies
- Pilates
- Hiking
- Movies
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)