Patrick Srichaiyan
Branch Manager, VP | NMLS# 1240386
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
I am SO happy we went with Patrick to help us with our refinance! He was so professional, answered all of our questions, and truly helped us in this stage to change our lives for the better. And that isn’t an exaggeration! He was quick to respond...
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Reply from Owner
February 19th, 2020 12:00 AM
We are so happy that you entrusted Patrick and Waterstone Mortgage, to assist you with the refinance of your home. It sounds like Patrick went above and beyond to secure you a lower interest rate and a quick closing. We look forward to working...
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Patrick made the process very clear and was very helpful every step of the way, from getting me a pre-approval right away to joining me at the closing as well. As a first time home buyer, the process of getting a home loan and just working...
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Reply from Owner
August 16th, 2019 12:00 AM
Wow, thanks for the 5-star review! Having a knowledgeable loan originator who can break everything down in simple terms certainly helps make the loan process a smooth and positive one. We're so glad you had an amazing home loan experience with...
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While going through a home purchase you might often stress about the loan for the home. I can honestly say with Patrick you would be in great hands. Patrick worked with me from getting my credit up and going above and beyond in working with...
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Reply from Owner
April 12th, 2019 12:00 AM
Thank you for taking the time to write this review, Nicholas. When you have a loan originator who truly cares about you, the loan process becomes a breeze. Its sounds like Patrick really went above and beyond both before and during the loan...
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If ever in need of a mortgage company - Waterstone is the place to go! Patrick Srichaiyan went above and beyond to help me understand all documents and processes of buying a home. I felt very comfortable and will recommend Patrick to anyone...
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Reply from Owner
March 8th, 2019 12:00 AM
Thank you for taking the time to write this review. Making sure our customers completely understand the loan process and making them feel at ease, is a top priority for us, here at Waterstone. We're thrilled Patrick went above and beyond during...
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Patrick was absolutely amazing. He exceeded my expectations by going above and beyond to make sure my lending process went smooth. He made me feel comfortable and confident. He made it happen by any means necessary. Thank YOU!
Reply from Owner
February 20th, 2019 12:00 AM
Thank you so much for taking the time to write this review. Providing a smooth loan process is what we strive for, here at Waterstone. We're thrilled Patrick provided stellar service throughout your first homebuying experience with him. Congratulations...
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Working with Patrick and Waterstone on purchasing my first home was a joy and very smooth. He and his team were upfront, friendly, and made it happen!
Reply from Owner
September 14th, 2018 12:00 AM
Thank you for the review, Eric. We're glad the purchase of your first home was joy because of Patrick and his team. We know a first homebuying experience can be difficult, so we're glad your experience was the complete opposite, smooth and...
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Patrick was wonderful to work with! He made the process really simple on our end and got us exactly what we needed for our refinance! I would recommend him to anyone looking for a home loan!
Reply from Owner
July 18th, 2018 12:00 AM
Thank you for the review! Simple and easy is exactly what we like to hear, when describing the loan process. We're glad Patrick was able to create a stress free loan experience for you. We hope to work with you again, should you have any future...
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Patrick and his team did a great job for a quick close with zero problems. Good communication with step by step instructions along the way to make this a great experience!
Reply from Owner
June 28th, 2018 12:00 AM
Thank you for the great review of Patrick and his team, T.J. It's great to hear that your loan closed on time and with no problems! Having an attentive loan originator by your side during the mortgage loan process makes all the difference....
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Patrick did an amazing job with our mortgage process. His team always communicated with us in a timely manner and they were able to get us to close earlier than expected! It was a night and day difference than our previous mortgage experience....
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Reply from Owner
June 6th, 2018 12:00 AM
Thank you for your review. What a nice surprise, closing earlier than expected! Having a loan originator who provides constant communication throughout the loan process is key. Enjoy your new home!
I am a first time homebuyer and I have heard nothing but horror stories on how tedious and stressful the financial aspect of homebuying can be. Let me be the first to tell you that Patrick and Waterstone Mortgage are amazing. This process was...
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Reply from Owner
May 9th, 2018 12:00 AM
Thank you for the 5-star review! Consistent and transparent communication with your loan originator certainly helps streamline the loan process, and it sounds like Patrick delivered a very positive loan experience for you. Congratulations on...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Specialities
Mortgage
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Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1240386
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.