Patrick Srichaiyan
Branch Manager, VP | NMLS# 1240386
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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closed
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Reviews from Web
Patrick is wonderful! I have used him for both of my mortgages and I will continue to use him for any of my mortgage needs. He is very organized and very attentive with any and all questions that I had. He is very knowledgeable and quick with...
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Reply from Owner
October 6th, 2020 12:00 AM
Thank you for this glowing review, Kat, and the 10 out of 10! We agree, Patrick always goes the extra mile. We're happy Patrick and Waterstone Mortgage have earned your trust and we look forward to working with you again in the future for all...
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We arranged for Patrick to refinance our daughter's townhome in Davenport, FL. We had already arranged for a re-finance with our existing mortgage lender for our home in California. When Patrick got our daughter a lower rate, we said "what...
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Reply from Owner
September 28th, 2020 12:00 AM
Thank you for this wonderful review. We're glad your loan experience with Patrick and Waterstone Mortgage went so smoothly. We pride ourselves on providing our borrowers with exceptional service and it sounds like you received nothing but the...
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I was working with another company to purchase my own home in the Tampa area after having moved from Orlando 2 years ago. I worked with Patrick professionally before I moved, and chose to use a lender someone recommended in the Tampa area....
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Reply from Owner
August 28th, 2020 12:00 AM
Wow, Tim! Can we just say we ❤️ this review! We are so happy you entrusted Patrick and Waterstone Mortgage with assisting you with the purchase of your own home and the continued homebuyer referrals you send our way. It sounds like Patrick...
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I was referred to Patrick by my sister, so I decided to give hime a call. Now, I have purchased homes in the past and it was so smooth sailing. Previous lenders were very disorganized or very "corporate". Patrick was very upfront but friendly,...
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Reply from Owner
August 6th, 2020 12:00 AM
Thanks for the review, Crystal! We're glad to hear Patrick was so committed to providing you a positive loan experience and quick closing. We hope you'll return with any future homebuying or refinancing needs.
Listen, if you’re unsure who to use as your Mortgage Professional, Patrick is the real deal. He’s your guy. Have used Patrick’s professional mortgage services twice personally and have been so pleased I’ve also introduced him to several of...
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Reply from Owner
July 2nd, 2020 12:00 AM
Thank you for providing a review! We agree - Patrick is an amazing guy who always put his clients needs first so they understand the ins and outs of every homebuying or refinance process. It is amazing to hear you have worked with Patrick on...
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Patrick was amazing to work with. Friendly. Knowledgeable. Always readily available to answer questions. He also got us the lowest rate after shopping around multiple lenders. Would highly recommend!
Reply from Owner
July 10th, 2020 12:00 AM
Thank you for refinancing with Patrick! We appreciate the review. A loan originator who is knowledgeable in their field and dedicated to giving their clients the best refinance or mortgage experience possible is always amazing. We hope you...
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Patrick was involved with the purchase of current house 3 years ago. Everything then went super smoothly. He was prompt, informative and reliable as was his team. Patrick continued to answer our questions over the last 3 years. We just recently...
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Reply from Owner
May 29th, 2020 12:00 AM
Thank you for writing this review. We agree that Patrick and his team make the process smooth and understandable! We hope to work with you again in the future!
Working with Patrick has been another awesome experience. I financed my first home loan through him and WaterStone and was able to refinance almost 5 years later through them as well. Patrick is quick, attentive, and a great communicator. He...
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Reply from Owner
May 29th, 2020 12:00 AM
Thank you for taking the time to write this review! We are thrilled to hear that you Patrick provided excellent, quick, and attentive communication for you! Thank you for financing and refinancing with us! We hope to work with you again someday!...
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It was a long process because of my own situation like we most have when buying your first home. Patrick stuck it out with us gave us so much help and knowledge along the way that I’ll forever be grateful. I highly recommend Patrick and Thom...
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Reply from Owner
April 1st, 2020 12:00 AM
We are so glad that you had a hardworking loan originator by your side, to help you through your first homebuying experience. We hope you are enjoying your new home and sincerely appreciate you taking the time to share your experience.
Purchasing our home was about as seamless as it could have been thanks to Patrick & his team. Timely, informative and thoughtful. Great communication and let us ask all the questions we needed to feel like we understood every step. Thank you...
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Reply from Owner
February 21st, 2020 12:00 AM
Thank you for sharing your wonderful experience with us, Tim. Having a knowledge team by your side makes the loan process smooth and easy. We hope you are enjoying your new home. Thanks again!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Specialities
Mortgage
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Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1240386
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.