Patrick Srichaiyan
Branch Manager, VP | NMLS# 1240386
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
Patrick Srichaiyan and his team at Waterstone Mortgage are absolutely amazing. You learn so much at every step of the way with Patrick. Having a lender that supplied us with a monthly estimate on an any and every home that we were interested...
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Reply from Owner
August 10th, 2022 12:00 AM
Thank you for this review, Herbert! We know how many questions pop up throughout the homebuying process, that's why communication from an experienced loan originator is key. It sounds like Patrick and his team went above and beyond, providing...
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Crazy Good, Great up front office to help expedite everything. We thru a couple extra wrenches at them, and it went seemless... Looking forward to do more!
Reply from Owner
August 8th, 2022 12:00 AM
Thank you for this glowing review, Michael! We're ecstatic you had such a wonderful experience with Patrick. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
Patrick Srichaiyan and his team at Waterstone Mortgage Company are 100% professional. They all know there job and do it efficiently with excellent communication. This was the smoothest pre approval to loan secured process for purchasing our...
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Reply from Owner
May 10th, 2022 12:00 AM
Thank you for this review, Tlmalott! We know how many questions pop up throughout the homebuying process, that's why communication from an experienced loan originator is key. It sounds like Patrick and his team went above and beyond, providing...
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This is the second home loan I have done with Patrick at Waterstone Mortgage. I would 100% recommend going with them for your mortgage needs. Very communicative, professional, knowledgeable, and patient with me throughout the processes and...
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Reply from Owner
December 22nd, 2021 12:00 AM
Thank you for this review, Smzettler! We know how many questions pop up throughout the home loan process, that's why communication is key. It's sounds like Patrick went above and beyond, providing answers to all your questions. We hope you...
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Just finished a refinance with Patrick and his team, and the process went so smoothly I didn't even realize we were refinancing! The team was super friendly, communicated with us during every step of the process, and offered fantastic advice...
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Reply from Owner
December 8th, 2021 12:00 AM
Anthony, we appreciate you taking the time to write this review for Patrick and his team. Having a mortgage lending team that communicates every step of the way certainly helps to bring clarity to the refinancing process. We hope you continue...
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A year we were referred to Patrick at Waterstone Mortgage for financing out mortgage. He did such a fantastic job in securing us financing at a very competitive rate we did not hesitate to go back to him a year later for financing when we decided...
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Reply from Owner
November 7th, 2021 12:00 AM
Thank you for sharing, Irene! We're thrilled to hear everything went so smoothly with your homebuying with the help of Patrick and his team. We hope to work with you again in the future.
Patrick went above and beyond to make selling and buying an incredibly easy and straightforward process. He was on top of all emails and quick to respond if we ever had any questions, even outside of normal business hours. The level of care,...
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Reply from Owner
November 1st, 2021 12:00 AM
Thank you for this glowing review, Santi! We're ecstatic you had such a wonderful experience with Patrick. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
Patrick was great. Very responsive to all of our questions. Always available and patient. New his business very well. Made the process easy. I would highly recommend him and would definitely use him again should the need arise.
Being a frist time home buyer was a bit frustrating but any question i had was answered right away. Patrick reached via phone call anytime I felt ready to jump over the edge. Very pleasant, courteous and professional.
Reply from Owner
August 12th, 2021 12:00 AM
Thank you for this review, Dase! We know how many questions pop up throughout the homebuying process, especially when you are buying your first home, that's why communication is key. It's sounds like Patrick went above and beyond, providing...
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Patrick and his team are wonderful! This was our second time to use Patrick and Waterstone Mortgage for buying a house. My wife and I are very thankful to Patrick for going out of his way to answer question after question, look up what payments...
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Reply from Owner
July 14th, 2021 12:00 AM
Thank you for sharing, Jacob! We're thrilled to hear everything went so smoothly with your homebuying with the help of Patrick and his team. We hope to work with you again in the future.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Specialities
Mortgage
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Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1240386
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.