Patrick Srichaiyan
Branch Manager, VP | NMLS# 1240386
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
PDF paperwork and online portal streamlined the paperwork process.
Reply from Patrick Srichaiyan
September 8th, 2025 02:22 PM
I’m glad to hear the online portal and PDF process made everything simple and efficient for you! 🙌 My goal is always to make the mortgage process as smooth as possible—thank you for sharing your experience!
I want to recommend Patrick Srichaiyan for your next new mortgage, refinance, and HELOC. I have used Patrick for all three types in the past 10 years, and I will be using him again in the future.I have purchased many homes (9) in the past 40...
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Reply from Patrick Srichaiyan
June 25th, 2025 09:14 PM
Hi Bob,Thank you so much for the kind words and continued trust over the years — it truly means a lot. It’s been an absolute pleasure helping you through each stage, whether it’s been a purchase, refinance, or HELOC. I know how much more complex...
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Patrick was fantastic to work with! He made the mortgage process smooth, explained everything clearly, and was always quick to respond to questions. I felt confident every step of the way and got a great rate. Highly recommend for anyone looking...
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Reply from Patrick Srichaiyan
June 16th, 2025 02:05 PM
Thank you so much for the kind words Jacob!!! I'm thrilled to hear that you had a smooth and confident experience throughout the mortgage process. It's always my goal to make things as clear and stress-free as possible. I truly appreciate the...
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Patrick is the BEST when it comes to handling the loan process! We have now worked with him three times and each time his communication and attention to detail has made the process stress free. I would highly recommend Patrick to anyone looking...
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Reply from Patrick Srichaiyan
April 17th, 2025 10:06 AM
Thank you so much, Michelle! It truly means the world to have earned your trust not once, but three times. I’m so grateful for your kind words and continued support. Helping make the process smooth and stress-free is always my goal, and I’m...
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We needed help getting a loan on our house and DIDNT know what would be the best option. Thankfully Patrick was able to provided us an option with great terms and better than average interest rate helping us with our house! Also closing was...
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Reply from Patrick Srichaiyan
April 4th, 2025 02:44 PM
Thanks so much, Calvin! I’m really glad we were able to find the right loan option for you with great terms and a solid interest rate. It means a lot that you trusted me and my team to help with such a big decision. I’m always here if you need...
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Patrick is amazing! He did a great job communicating, answering questions, and making sure we were taken care of every step of the way with our financing. We wholeheartedly recommend him to those looking to buy or refinance, and would use him...
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Reply from Owner
November 26th, 2024 12:00 AM
Your positive experience with Patrick is greatly appreciated! Thank you for recommending him for financing needs.
Patrick is extremely knowledgeable on the processing of our VA Loan. He expeditiously got us through the entire process from preapproval to closing. I would highly recommend Patrick and his team.
Reply from Owner
February 7th, 2024 12:00 AM
Thank you for sharing, Angie! We're thrilled to hear everything went so smoothly with your VA Loan with the help of Patrick and his team. We hope to work with you again in the future.
Patrick Srichaiyan and team are absolute pros and couldnt be more grateful for the help and expertise to aid in my out of state home purchase. They have been with me through every twist and turn with a relentless solution focus. To say Patrick...
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Reply from Owner
March 31st, 2023 12:00 AM
Thank you for taking the time to write this review, Deano! Providing excellent customer service, throughout the homebuying process, is always our top priority. We're glad you received nothing but the best from Patrick and his team.
We've used Patrick for the purchase of 3 separate properties and a refi and he has been outstanding meeting and exceeding our needs and expectations. I would highly recommend Patrick for any property loan.
Reply from Owner
March 2nd, 2023 12:00 AM
Thank you for this glowing review, Kprater! We're ecstatic you had such a wonderful experience with Patrick. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
Patrick Srichaiyan was great to work with. I wasn’t sure if it was the right time to purchase a home, but he helped me buy down my rate and make it much more affordable. He was also there to help every step of the way and made the process as...
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Reply from Owner
January 11th, 2023 12:00 AM
Thank you for sharing your wonderful experience with us, Shannon! It sounds like Patrick was there with you every step of the way, to help you achieve your dream of homeownership. Your experience truly shows the dedication Patrick has to his...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Specialities
Mortgage
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Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1240386
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.