Patrick Srichaiyan
Branch Manager, VP | NMLS# 1240386
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall very helpful, responsive and always on point. Had a bit of struggle through my difficult situation however Patrick was there to resolve anything. Made the buying process go by smoothly.
Patrick was always available and took the time to answer all of my questions. If there was something he was unsure of, he would found out and promptly call me back. I highly recommend Patrick to anyone looking for a mortgage!
Patrick helped us through the process of purchasing our first home and we couldn't have been more happy with our decision to go with him. We had originally selected a larger bank as our lender and we felt like we were just another 'stack of...
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Patrick was a great lender throughout the whole process. Any questions I had night or day he answered quickly and thoroughly. We closed on the date promised and made a could be stressful situation smooth and easy.
Patrick was great to work with. Very quick to respond, checked us on our progress throughout the process, and gave us a wide variety of options to choose from. Patrick also kept on top of the paperwork all the way through closing, helping to...
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Patrick was wonderful - he answered all of my many, many questions all times of day, even on the weekends and his birthday! Very fast responder. I could not have asked for better. Very knowledgeable, respectful, nice and helpful! I had a great...
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Patrick was very helpful from the start of my refinance process till the very end. It has been awhile since I have had to deal with anything mortgage related so I was not up to speed on a lot of the processes. Patrick was informative at every...
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VERY HELPFUL ALWAYS AVAILABLE MADE EVERYTHING VERY EASY FOR US AS A FIRST TIME HOME BUYER.HE WAS ABLE TO MAKE US FEEL COMFORTABLE IN THE HOME BUYING PROCESS .
It was such a pleasure to work with him. He is knowledgeable, approachable and professional. He always returns phone calls and emails promptly. I totally recommended him.
Reply from Owner
April 1st, 2015 12:00 AM
Maddy!It was my pleasure to help you through the whole process!I wish you the best for you! Enjoy the new place!
Patrick was very helpful with the whole loan process. From the pre approval all the to the closings Patrick was on point. I would highly recommend any of my family and friends to use Patrick and waterstone for any of their loan needs.
Reply from Owner
March 18th, 2015 12:00 AM
Thanks Harry! I'm glad I could be a part of you and your family's transaction!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Specialities
Mortgage
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Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1240386
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.