Patrick Srichaiyan
Branch Manager, VP | NMLS# 1240386
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
Patrick went above and beyond to help us purchase our first home. From finding us the best financing for us to the super fast closing; he made it as smooth as possible. He was also quick to respond to all questions we had along the way.
Reply from Owner
August 17th, 2017 12:00 AM
Wow, thank you for your review! We're so happy to hear that Patrick helped you become a homeowner with a quick, smooth lending process. Congratulations on your new home - we hope to see you soon!
Patrick and his team did an outstanding job. Very proficient and proactive in their process. They made sure to have all documents handled well before the closing date, there was no last minute scrambling to get things done. We never had any...
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Reply from Owner
August 7th, 2017 12:00 AM
Thank you for your review! Efficiency and organization are key when it comes to the lending process. We're so glad that Patrick was proactive in helping you close your loan. We look forward to working with you again in the future!
Working with Patrick and Waterstone Mortgage was a very pleasant experience. They were quick and thorough! Our loan process was extremely smooth. The customer service was impeccable!
Reply from Owner
June 28th, 2017 12:00 AM
Great customer service goes a long way! We are so happy to hear that you had a quick and simple lending process with the help of Patrick and his team. Thank you for your review, and congratulations on your new home!
Patrick with Waterstone was wonderful. He always responded to my emails, calls in a very prompt manner. He was helpful, very pleasant! Great experience if you can consider the numerous documents needed in closing on a home. He made everything...
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Reply from Owner
June 13th, 2017 12:00 AM
Wow, what an awesome review, Jackie! Thank you very much for your kind words about Patrick and Waterstone Mortgage. We are happy to know your experience was such a success and that Patrick provided you with all of the tools to purchase your...
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Patrick was recommended to us by our realtor, Chris Winn of Keller Williams. Knowing that Mr. Winn is very customer-service oriented, I knew that whomever he recommended would be top-notch. Patrick was no exception. He helped us through the...
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Reply from Owner
May 16th, 2017 12:00 AM
Working with a lender who answers all of your questions and puts you at ease is irreplaceable. We are happy to hear you would recommend Patrick to others planning to purchase or refinance a home. Thank you so much for your kind review, we hope...
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Working with Waterstone was easy and pretty efficient. I used a special type of bond program that Waterstone is certified to process. Everything was pretty clear to me and they were able to answer any questions I had pertaining to the loan....
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Reply from Owner
June 13th, 2017 12:00 AM
We are very happy your mortgage process experience with Patrick was clear and smooth! Congratulations on your refinance!
Patrick is extremely knowledgeable and always professional. Applying for a mortgage can be a stressful thing, but working with Patrick helped the process go very smoothly. I was always confident in his advice and he definitely went the extra...
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Reply from Owner
December 21st, 2016 12:00 AM
Thanks for working with our experienced loan professional, Patrick. We are happy to know that your mortgage process was stress-free and smooth sailing. It is important to not only find that perfect loan officer for your mortgage, but also that...
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I worked with Patrick and the Waterstone team for approximately 5 months. Patrick and his team did an excellent job throughout the process. We had several deals fall thru due to unforeseen circumstances but Patrick continued to stand beside...
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Reply from Owner
December 19th, 2016 12:00 AM
We are thrilled to know that Patrick stood by you during the ups and downs of the homebuying process. To know that you successfully closed on the right house for you and your family means that we did our job -- but we are never finished! We...
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Patrick did an excellent job setting my expectations and worked diligently from beginning to end. The communication throughout the process was superb. I appreciate the team going the extra mile to ensure I received exactly what I wanted. The...
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Patrick went above and beyond to explain all the options available to me as a first time home buyer. He answered all my questions during the lending process in a timely and professional manner. Working with Patrick and the Waterstone group...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Specialities
Mortgage
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Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1240386
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.