Patrick Japaz
VP Business Development | NMLS # 295727
With over 20 years of experience in the mortgage industry, Patrick Japaz is a trusted Mortgage Professional dedicated to helping individuals and families achieve their homeownership dreams. Patrick specializes in providing personalized mort... Show More
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Communication throughout the entire process was the thing that stood out. My knowledge of mortgage and real estate in general is very minimal and Patrick did a great job ensuring that I have full understanding of everything that was getting...
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Reply from Patrick Japaz
March 30th, 2026 05:53 PM
Thank you—I really appreciate that. I know the process can feel overwhelming at times, so it means a lot to hear that you felt informed and supported throughout. It was a pleasure working with you, and I’m always here if you need anything moving...
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You guys were great. Thank you for helping us in this process. I would definitely recommend you guys
Reply from Patrick Japaz
March 30th, 2026 05:54 PM
I'm pleased to hear you found the process helpful, Luis. Your recommendation means a lot to me. If you ever have more questions or need assistance in the future, don't hesitate to reach out.
i have worked with Patrick in the past on a previous loan. He is truly great, communication and professionalis. I have recommended him to may other people. He makes it easy and bery very informative when it comes to the process and goes over...
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Reply from Patrick Japaz
March 16th, 2026 04:10 PM
I'm grateful for your kind words, Gerardo. It's always a pleasure to work with you, and I appreciate your trust and recommendations. Ensuring a clear, detailed process is vital, and I'm delighted that you found the experience informative. If...
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Patrick's constant updates were so reassuring. His explanation throughout every step of this process made it extremely easy and stress-free. It felt like he was a family member holding my hand in this short journey from start to finish . Truly...
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Reply from Patrick Japaz
March 12th, 2026 01:14 PM
Anthony, thank you so much for the kind words. I truly appreciate you taking the time to share your experience. Even though a refinance can seem complicated at times, my goal is always to keep my clients informed and make the process as smooth...
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Very helpful trough the process
Reply from Patrick Japaz
February 9th, 2026 07:59 PM
I’m glad you found the process helpful, Hanns. Ensuring you have the support you need is always a priority for me. If you have any more questions or need further assistance, I'm just a call or email away.
Patrick Japaz has received a review with 5 star rating from Hanns S
Reply from Patrick Japaz
March 30th, 2026 05:54 PM
Thank you for the excellent rating, Hanns. If you ever need any assistance in the future, I'm here to help.
I had an incredible experience working with Patrick for my recent home purchase. From the very first conversation to the final signature at closing, he was there every step of the way.What impressed me most was the level of guidance he provided....
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Reply from Patrick Japaz
December 22nd, 2025 02:23 PM
Hi Sunil,Thank you so much for taking the time to complete the survey and for the incredibly kind and thoughtful feedback. It truly means a lot to me and my team. We take great pride in guiding our clients through every step of the process,...
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Purchasing a home has been a major dream and Patrick and his team were there for us every step of the way
Reply from Patrick Japaz
November 13th, 2025 04:30 PM
Thank you so much, Andrea! Helping you achieve your dream of becoming a homeowner was truly an honor. I’m grateful you trusted me and my team to guide you through every step of the process. We’re thrilled to have been part of such an important...
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Communication and seamless process
Reply from Patrick Japaz
October 31st, 2025 05:28 PM
Thank you, David! I really appreciate your feedback. I’m glad to hear you had a smooth and well-communicated experience — that’s always our goal for every client we work with. It was a pleasure helping you through the process, and I’m here...
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Muy bueno su equipo
Reply from Patrick Japaz
October 30th, 2025 07:33 PM
Gracias, Yissel! Me alegra mucho que pienses eso. Tenemos un gran equipo y siempre damos lo mejor por nuestros clientes.
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About
With over 20 years of experience in the mortgage industry, Patrick Japaz is a trusted Mortgage Professional dedicated to helping individuals and families achieve their homeownership dreams. Patrick specializes in providing personalized mortgage solutions tailored to meet the unique needs of his clients. Whether you're a first-time homebuyer or looking to refinance, Patrick offers expert guidance and support throughout the entire mortgage process.
Patrick's commitment to integrity, transparency, and exceptional customer service has earned him a reputation for reliability and trustworthiness in the industry. Contact Patrick Japaz today to explore your mortgage options and take the first step towards securing your future home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Home Equity Loan
Mortgage Lender
Down Payment Assistance
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Making the American Dream of Homeownership a reality!
Hacer realidad el sueño americano de ser propietario de una vivienda!
Conventional Loan Specialist
FHA Loan Specialist
Military Mortgage Specialist
USDA Mortgage Specialist
Investment Property Specialist
Vacation Home Specialist
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Memberships
- Hudson County Chamber of Commerce
- NAHREP
- Latinos of Real Estate; LORE
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 295727- CT, FL, NJ, PA
- NMLS# 295727
Awards
Chairman’s Club Me...
Achievements
- Grand Champion Mortgage Producer
Hobbies
- Art
- Music
- Photography
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Disclaimer
First Alliance Home Mortgage, LLC. NMLS ID #5034 (www.nmlsconsumeraccess.org)
www.FAHMloans.com
20 Jackson Drive 2nd Floor – Cranford NJ 07016 – 732-582-3338
Licensed in AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, KY, LA, MA, MD, MI, MS, MT, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WI, WV.
Licensed Residential Mortgage Lender; Licensed by the New Jersey Department of Banking & Insurance. NYS Department of Financial Services Licensed Mortgage Banker.