Patrick Japaz
VP Business Development | NMLS # 295727
With over 20 years of experience in the mortgage industry, Patrick Japaz is a trusted Mortgage Professional dedicated to helping individuals and families achieve their homeownership dreams. Patrick specializes in providing personalized mort... Show More
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Love working with Pat
Reply from Patrick Japaz
October 27th, 2025 03:49 PM
Thank you so much, Anna! It’s always a pleasure working with you. I truly appreciate your trust and the opportunity to be part of your mortgage journey. Clients like you make what I do so rewarding — looking forward to helping you again in...
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Mike is the man! ⭐️⭐️⭐️⭐️⭐️The refinancing process was smooth and stress-free 🏡✨. The team explained everything clearly 📑👍, answered all my questions 💬🙌, and got me a great rate 💰💯. I felt supported the whole way through, and the closing...
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Reply from Patrick Japaz
October 26th, 2025 04:47 PM
Thank you so much, Thomas! We truly appreciate your kind words and the 5-star review. I’m thrilled to hear that Mike and our Japaz/Lynch Team made your refinance smooth and stress-free. Providing clear communication, great rates, and a seamless...
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Great rate, very communicative and clear team. Many thanks to Michael Lynch and Cindy Manley.
Reply from Patrick Japaz
October 26th, 2025 04:50 PM
Thank you so much, Aaron! We truly appreciate your great feedback and the opportunity to help you secure an excellent rate. I’m glad to hear that our team — especially Michael Lynch and Cindy Manley — made the process clear, communicative,...
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a good company that cares about helping their customers !
Reply from Patrick Japaz
October 24th, 2025 08:34 PM
Thank you so much, Louis! I truly appreciate your kind words and the trust you placed in me and First Alliance Home Mortgage. It’s always my goal to make the process smooth and ensure every client feels supported from start to finish. Grateful...
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Patrick takes the time to delve into understanding myself and follows his fiduciary client relationship. He has walked me through understanding the many request for documentation and aide in why when I aske. Having a clear and concise understanding...
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Reply from Patrick Japaz
October 23rd, 2025 03:51 PM
Thank you so much for your thoughtful words! It truly means a lot to know that the time we spent reviewing every step and document helped make the process clear and comfortable for you. My goal has always been to ensure every client feels informed,...
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Everything was clear and helpful.
Reply from Patrick Japaz
October 5th, 2025 02:27 PM
I appreciate your positive feedback, Joseph. It's important to me that the process is clear and supportive for you. If there's anything more you need or any questions come up, please don't hesitate to get in touch.
always always reach out to me checking in with updates if I have questions following up so I never felt that I was in tmyself. myself I had him tome.uide me
Reply from Patrick Japaz
September 25th, 2025 07:31 PM
Your feedback, Sunita, is truly appreciated. I'm pleased to hear that you felt supported and well-informed throughout the process. It's important to me to ensure that you have all the necessary updates and guidance. If you ever have more questions...
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The personal connection and the explanation of the process. The commitment to seeing it done easily.
Reply from Patrick Japaz
September 23rd, 2025 11:51 PM
It's great to hear that you appreciated the personal connection and clarity in explaining the process, Richard. I'm dedicated to ensuring things go smoothly and efficiently for all my clients. If you have any further questions or need assistance...
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Reply from Patrick Japaz
September 12th, 2025 07:37 PM
Hi Omar—thank you for completing the survey and for trusting me to help your family with your new home. Grateful for the opportunity and here for you anytime!
Amazing Communication and great at problem solving.
Reply from Patrick Japaz
September 9th, 2025 03:51 PM
I appreciate your kind words, Henrry. I'm glad you were satisfied with the communication and problem-solving during your experience. Should you need any further assistance or have future questions, feel free to reach out anytime.
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About
With over 20 years of experience in the mortgage industry, Patrick Japaz is a trusted Mortgage Professional dedicated to helping individuals and families achieve their homeownership dreams. Patrick specializes in providing personalized mortgage solutions tailored to meet the unique needs of his clients. Whether you're a first-time homebuyer or looking to refinance, Patrick offers expert guidance and support throughout the entire mortgage process.
Patrick's commitment to integrity, transparency, and exceptional customer service has earned him a reputation for reliability and trustworthiness in the industry. Contact Patrick Japaz today to explore your mortgage options and take the first step towards securing your future home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Home Equity Loan
Mortgage Lender
Down Payment Assistance
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Making the American Dream of Homeownership a reality!
Hacer realidad el sueño americano de ser propietario de una vivienda!
Conventional Loan Specialist
FHA Loan Specialist
Military Mortgage Specialist
USDA Mortgage Specialist
Investment Property Specialist
Vacation Home Specialist
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Memberships
- Hudson County Chamber of Commerce
- NAHREP
- Latinos of Real Estate; LORE
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 295727- CT, FL, NJ, PA
- NMLS# 295727
Awards
Chairman’s Club Me...
Achievements
- Grand Champion Mortgage Producer
Hobbies
- Art
- Music
- Photography
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Disclaimer
First Alliance Home Mortgage, LLC. NMLS ID #5034 (www.nmlsconsumeraccess.org)
www.FAHMloans.com
20 Jackson Drive 2nd Floor – Cranford NJ 07016 – 732-582-3338
Licensed in AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, KY, LA, MA, MD, MI, MS, MT, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WI, WV.
Licensed Residential Mortgage Lender; Licensed by the New Jersey Department of Banking & Insurance. NYS Department of Financial Services Licensed Mortgage Banker.