Patrick Japaz
VP Business Development | NMLS # 295727
With over 20 years of experience in the mortgage industry, Patrick Japaz is a trusted Mortgage Professional dedicated to helping individuals and families achieve their homeownership dreams. Patrick specializes in providing personalized mort... Show More
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We are so grateful for all the help and support Patrick gave us throughout our mortgage process. From start to finish, he was incredibly knowledgeable, patient, and always available to answer our questions. He made what could have been a stressful...
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Reply from Patrick Japaz
July 27th, 2026 02:49 PM
Thank you so much, Valentina! It was truly a pleasure helping you and Max through the homebuying process. I know buying your first home can feel overwhelming, so I'm glad we could make it as smooth and stress-free as possible. Your trust meant...
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We are so grateful for all the help and support Patrick gave us throughout our mortgage process. From start to finish, he was incredibly knowledgeable, patient, and always available to answer our questions. He made what could have been a stressful...
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Reply from Patrick Japaz
July 27th, 2026 02:57 PM
Thank you so much, Valentina! It was truly a pleasure helping you and Max through the homebuying process. I know buying your first home can feel overwhelming, so I'm glad we could make it as smooth and stress-free as possible. Your trust meant...
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I've been dreaming of buying a home for as long as I could remember. First alliance made my experience of applying for a mortgage easier than I could have ever imagined. Every single person on the team played their part. The transaction came...
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Reply from Patrick Japaz
July 24th, 2026 03:54 PM
Thank you so much for your thoughtful review and for trusting First Alliance Home Mortgage with such an important milestone in your life. It means a great deal to us to know that we could help make your dream of homeownership a reality and...
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Patrick Japaz has received a review with 5 star rating from Carmela A
Reply from Patrick Japaz
July 27th, 2026 02:58 PM
Thank you so much for your thoughtful review and for trusting First Alliance Home Mortgage with such an important milestone in your life. It means a great deal to us to know that we could help make your dream of homeownership a reality and...
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Buying our first condo felt overwhelming at times, but Patrick and the entire team at First Alliance Home made the process as smooth and stress-free as we could have hoped for.From day one, Patrick was incredibly knowledgeable, responsive,...
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Reply from Patrick Japaz
July 23rd, 2026 05:38 PM
Thank you so much for your incredibly kind words. It truly means a lot to our entire team.Helping first-time homebuyers achieve homeownership is one of the most rewarding parts of what we do, and we're honored that you trusted us to guide you...
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Buying our first condo felt overwhelming at times, but Patrick and the entire team at First Alliance Home made the process as smooth and stress-free as we could have hoped for.From day one, Patrick was incredibly knowledgeable, responsive,...
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Reply from Patrick Japaz
July 27th, 2026 02:58 PM
Thank you so much for your incredibly kind words. It truly means a lot to our entire team. Helping first-time homebuyers achieve homeownership is one of the most rewarding parts of what we do, and we're honored that you trusted us to guide...
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Working with my Patrick Japaz was a great experience from start to finish. He was knowledgeable, responsive, and made the entire mortgage process easy to understand. He kept us informed every step of the way, answered all of my questions promptly,...
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Reply from Patrick Japaz
July 5th, 2026 07:12 PM
Thank you so much, Vito, for your thoughtful review and your trust throughout the home financing process. It was truly a pleasure working with you.We're honored by your kind words and are grateful that you felt informed and supported every...
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Mike Lynch
Reply from Patrick Japaz
June 29th, 2026 10:35 PM
Peter,Thank you so much for taking the time to leave us a 5-star review! We truly appreciate your trust and the opportunity to assist you throughout your mortgage journey. It was a pleasure working with you, and we're grateful for your kind...
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I was overall satisfied.
Reply from Patrick Japaz
June 10th, 2026 06:59 PM
Thank you, Carmen, for sharing your feedback. I'm pleased to hear that you were overall satisfied with your experience. If there are any specific areas where I can assist further or improve, please feel free to reach out.
Experiencia y rapidez en el proceso
Reply from Patrick Japaz
June 5th, 2026 03:43 PM
¡Muchas gracias por sus amables palabras! Nos alegra saber que tuvo una experiencia positiva y que nuestro equipo pudo brindarle un proceso rápido y eficiente. Fue un placer ayudarle con su financiamiento. Agradecemos su confianza y esperamos...
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About
With over 20 years of experience in the mortgage industry, Patrick Japaz is a trusted Mortgage Professional dedicated to helping individuals and families achieve their homeownership dreams. Patrick specializes in providing personalized mortgage solutions tailored to meet the unique needs of his clients. Whether you're a first-time homebuyer or looking to refinance, Patrick offers expert guidance and support throughout the entire mortgage process.
Patrick's commitment to integrity, transparency, and exceptional customer service has earned him a reputation for reliability and trustworthiness in the industry. Contact Patrick Japaz today to explore your mortgage options and take the first step towards securing your future home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Home Equity Loan
Mortgage Lender
Down Payment Assistance
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Making the American Dream of Homeownership a reality!
Hacer realidad el sueño americano de ser propietario de una vivienda!
Conventional Loan Specialist
FHA Loan Specialist
Military Mortgage Specialist
USDA Mortgage Specialist
Investment Property Specialist
Vacation Home Specialist
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Memberships
- Hudson County Chamber of Commerce
- NAHREP
- Latinos of Real Estate; LORE
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 295727- CT, FL, NJ, PA
- NMLS# 295727
Awards
Chairman’s Club Me...
Achievements
- Grand Champion Mortgage Producer
Hobbies
- Art
- Music
- Photography
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Disclaimer
First Alliance Home Mortgage, LLC. NMLS ID #5034 (www.nmlsconsumeraccess.org)
www.FAHMloans.com
20 Jackson Drive 2nd Floor – Cranford NJ 07016 – 732-582-3338
Licensed in AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, KY, LA, MA, MD, MI, MS, MT, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WI, WV.
Licensed Residential Mortgage Lender; Licensed by the New Jersey Department of Banking & Insurance. NYS Department of Financial Services Licensed Mortgage Banker.