

Patrick Japaz
VP Business Development | NMLS # 295727

With over 20 years of experience in the mortgage industry, Patrick Japaz is a trusted Mortgage Professional dedicated to helping individuals and families achieve their homeownership dreams. Patrick specializes in providing personalized mort...... Show More
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Patrick and his team, including Cindy were absolutely amazing and answered all questions, very promptly and professionally. I would highly recommend them to anyone else going forward. And will use them again if needed.
Reply from Patrick Japaz
June 1st, 2026 06:19 PM
Thank you so much for your kind words and for trusting us with your mortgage financing needs. It was truly our pleasure to assist you throughout the process.At First Alliance Home Mortgage, our goal is to provide clear communication, prompt...
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Patrick Japaz has received a review with 5 star rating from Norris N
Patrick was incredibly helpful in walking us through our refinance process, maintained consistent communication and was highly responsive to all questions and concerns we had, explaining things thoroughly.
Reply from Patrick Japaz
May 26th, 2026 06:13 PM
Thank you so much for the kind words and for trusting me throughout your refinance process. It was truly a pleasure working with you. I always strive to keep my clients informed, comfortable, and confident every step of the way, so I’m glad...
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Patrick was amazing as we went through our recent refinancing. He was in touch throughout the process, explained everything clearly and was highly responsive when we had questions. He also had other useful resources we needed!
Reply from Patrick Japaz
June 1st, 2026 06:20 PM
Thank you, Pamela, for your kind words and for trusting me with your refinance.I know there were a lot of moving parts throughout the process, and I'm glad I was able to help guide you through each step and keep you informed along the way....
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He really worked with us very patient made the while process smooth.
Reply from Patrick Japaz
May 4th, 2026 04:28 PM
I'm pleased to hear that the process went smoothly for you, Laura. Patience and support are key elements in my work, and I'm glad they made a difference in your experience. If there's anything else I can assist you with, please feel free to...
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We cannot thank Patrick Japaz and the team at First Alliance Home Mortgage enough for their incredible work. Securing a home loan can be a daunting process, but Patrick made it feel seamless from start to finish. He was professional, transparent,...
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Reply from Patrick Japaz
May 1st, 2026 04:39 PM
Thank you so much for the kind words—it truly means a lot to me and the entire team.We know how important and sometimes overwhelming this process can be, so our goal is always to make it as smooth and transparent as possible. I’m really glad...
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Patrick Japaz has received a review with 5 star rating from MARCELO I
Reply from Patrick Japaz
May 4th, 2026 04:29 PM
Thank you for the 5-star rating, Marcelo. I appreciate your support and look forward to assisting you again in the future.
Moved very quickly, no problems
Reply from Patrick Japaz
April 23rd, 2026 12:26 PM
I'm pleased to hear that everything moved quickly and smoothly, Richard. Ensuring a seamless process is a top priority for me. If you have any more questions or need further assistance, feel free to reach out.
Patrick Japaz has received a review with 5 star rating from Wazim D
Reply from Patrick Japaz
May 1st, 2026 04:41 PM
Thank you for your positive rating, Wazim. I'm pleased to know that your experience with First Alliance Home Mortgage was great. If you ever need assistance or have questions, feel free to reach out.
Communication throughout the entire process was the thing that stood out. My knowledge of mortgage and real estate in general is very minimal and Patrick did a great job ensuring that I have full understanding of everything that was getting...
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Reply from Patrick Japaz
March 30th, 2026 05:53 PM
Thank you—I really appreciate that. I know the process can feel overwhelming at times, so it means a lot to hear that you felt informed and supported throughout. It was a pleasure working with you, and I’m always here if you need anything moving...
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About
With over 20 years of experience in the mortgage industry, Patrick Japaz is a trusted Mortgage Professional dedicated to helping individuals and families achieve their homeownership dreams. Patrick specializes in providing personalized mortgage solutions tailored to meet the unique needs of his clients. Whether you're a first-time homebuyer or looking to refinance, Patrick offers expert guidance and support throughout the entire mortgage process.
Patrick's commitment to integrity, transparency, and exceptional customer service has earned him a reputation for reliability and trustworthiness in the industry. Contact Patrick Japaz today to explore your mortgage options and take the first step towards securing your future home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Making the American Dream of Homeownership a reality!
Hacer realidad el sueño americano de ser propietario de una vivienda!
Conventional Loan Specialist
FHA Loan Specialist
Military Mortgage Specialist
USDA Mortgage Specialist
Investment Property Specialist
Vacation Home Specialist
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Search Rank ScoreLearn More →
308
/850
Search Rank Score
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Memberships
- Hudson County Chamber of Commerce
- NAHREP
- Latinos of Real Estate; LORE
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Addresses and Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 295727- CT, FL, NJ, PA
- NMLS# 295727
Achievements
- Grand Champion Mortgage Producer
Hobbies
- Art
- Music
- Photography
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Disclaimer
First Alliance Home Mortgage, LLC. NMLS ID #5034 (www.nmlsconsumeraccess.org)
www.FAHMloans.com
20 Jackson Drive 2nd Floor – Cranford NJ 07016 – 732-582-3338
Licensed in AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, KY, LA, MA, MD, MI, MS, MT, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WI, WV.
Licensed Residential Mortgage Lender; Licensed by the New Jersey Department of Banking & Insurance. NYS Department of Financial Services Licensed Mortgage Banker.