Patrick Japaz
VP Business Development | NMLS # 295727
With over 20 years of experience in the mortgage industry, Patrick Japaz is a trusted Mortgage Professional dedicated to helping individuals and families achieve their homeownership dreams. Patrick specializes in providing personalized mort... Show More
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Patrick provided exceptional service! He guided us with patience and professionalism as we navigated the financial side of our first real estate closing. He maintained excellent communication, made himself available when needed, and ensured...
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Reply from Patrick Japaz
September 8th, 2026 02:23 PM
Thank you so much, Ana, for your kind words. I'm pleased to hear that I could assist you with your first real estate closing and that you felt supported throughout the process. Your recommendation means a lot to me, and I'm grateful for the...
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I had an outstanding experience working with Patrick Japaz and his team. From the very beginning, Patrick took the time to clearly explain all of my options and made sure I understood every step of the mortgage process.He was on top of every...
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Reply from Patrick Japaz
September 5th, 2026 01:47 PM
Jeffrey, thank you so much for taking the time to leave such a thoughtful review. It truly means a lot to me and the entire team.It was a pleasure working with you and Ana and helping you through the process, especially with some of the challenges...
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Patrick Japaz has received a review with 5 star rating from Ana T
Excellent Service
Patrick was professional, knowledgeable, and very helpful throughout the entire lending process. He made everything smooth and easy. I truly appreciate his excellent service and would highly recommend him!
Reply from Patrick Japaz
August 26th, 2026 06:08 PM
I'm grateful for your kind words, Santa. It's wonderful to hear that you found the lending process smooth and easy. Your recommendation means a lot to me, and I'm pleased I could assist you effectively.
Excellent ExperienceI had an excellent experience with Patrick and the entire lending team. They were professional, knowledgeable, responsive, and supportive from beginning to end. They made the entire process smooth, clear, and stress-free....
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Reply from Patrick Japaz
September 2nd, 2026 06:24 PM
Thank you, Santa, for your kind words. I'm happy to hear that you had an excellent experience with me and the team. Your recommendation means a lot, and I'm grateful for the opportunity to assist you. If you ever need anything in the future,...
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I had an excellent experience throughout the entire mortgage process. Everything was handled professionally, efficiently, and with great communication from start to finish. Any questions I had were answered quickly, and the entire process was...
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Reply from Patrick Japaz
August 12th, 2026 03:08 PM
Daneris, thank you so much for the incredible five-star review! We truly appreciate you trusting us with your mortgage. Our goal is always to make the process as simple, stress-free, and transparent as possible, while keeping you informed every...
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Communication was excellent throughout the entire transaction, and I was always kept informed with timely updates. They were professional, transparent, and made the process smooth for everyone involved. Most importantly, my clients were very...
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Reply from Patrick Japaz
August 10th, 2026 07:09 PM
Thank you so much, Angelica! It was a pleasure working with you throughout the transaction. We truly appreciate the kind words and, most importantly, are thrilled that your clients had such a positive experience. Great communication and teamwork...
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Patrick and his team are true prosfessionals! I reallly enjoy doing business with them!!
Reply from Patrick Japaz
August 10th, 2026 04:53 PM
Thank you so much for the kind words! We truly appreciate your trust and partnership. It’s always a pleasure working together, and our team looks forward to helping many more clients achieve their homeownership goals with you!
Michael Lynch was very commincative and readily available to answer all questions. Would highly recommend.
Reply from Patrick Japaz
August 10th, 2026 03:32 PM
Thank you so much for the great review and recommendation! Mike and our entire team take pride in being available, communicative, and making sure our clients feel informed throughout the process. We truly appreciate you trusting us with your...
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ready to make things happen. And it's always a pleasure working with him.
Reply from Patrick Japaz
July 30th, 2026 02:08 PM
Thank you so much, Elena! I truly appreciate your kind words and your trust throughout the process. It was a pleasure working with you as well, and I'm so glad we were able to help make things happen. Wishing you all the best, and if you or...
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About
With over 20 years of experience in the mortgage industry, Patrick Japaz is a trusted Mortgage Professional dedicated to helping individuals and families achieve their homeownership dreams. Patrick specializes in providing personalized mortgage solutions tailored to meet the unique needs of his clients. Whether you're a first-time homebuyer or looking to refinance, Patrick offers expert guidance and support throughout the entire mortgage process.
Patrick's commitment to integrity, transparency, and exceptional customer service has earned him a reputation for reliability and trustworthiness in the industry. Contact Patrick Japaz today to explore your mortgage options and take the first step towards securing your future home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Home Equity Loan
Mortgage Lender
Down Payment Assistance
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Making the American Dream of Homeownership a reality!
Hacer realidad el sueño americano de ser propietario de una vivienda!
Conventional Loan Specialist
FHA Loan Specialist
Military Mortgage Specialist
USDA Mortgage Specialist
Investment Property Specialist
Vacation Home Specialist
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Memberships
- Hudson County Chamber of Commerce
- NAHREP
- Latinos of Real Estate; LORE
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 295727- CT, FL, NJ, PA
- NMLS# 295727
Awards
Chairman’s Club Me...
Achievements
- Grand Champion Mortgage Producer
Hobbies
- Art
- Music
- Photography
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Disclaimer
First Alliance Home Mortgage, LLC. NMLS ID #5034 (www.nmlsconsumeraccess.org)
www.FAHMloans.com
20 Jackson Drive 2nd Floor – Cranford NJ 07016 – 732-582-3338
Licensed in AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, KY, LA, MA, MD, MI, MS, MT, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WI, WV.
Licensed Residential Mortgage Lender; Licensed by the New Jersey Department of Banking & Insurance. NYS Department of Financial Services Licensed Mortgage Banker.