Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Super friendly, proactive and knowledgeable. Gold standard professional.
We have used Phil on a couple of mortgages now and would definitely recommend him to our family and friends. He will give you great advice and help you find the best solution for you.
Phil was prompt in handling all questions and setting our expectations. He provided options and recommendations to meet out financial objectives. Patient but kept the process moving forward with the insurance provider, realtor & title company....
read more
Phil is helpful and guided us through the process of first-time home buying.
Phil was knowledgeable, professional and friendly. This was by far the easiest home financing I’ve ever experienced, and I’ve bought and sold many houses over the years. We got a great mortgage rate - better than I had allowed myself to hope...
read more
Phil was great to work with and made the entire mortgage process as easy as possible. I will absolutely be referring friends and family looking for a mortgage to Phil.
Phil was really great at keeping informed of what was happening along the process of buying my home. He gave great tips on how to reduce my monthly payments, and how it would be best to allocate my money for down payment and what would allow...
read more
Phil is knowledgeable, efficient & solves problems. Great communication & provided options to help me get an amazing new home!
Phil moved this process along surprisingly fast, explaining any questions I had immediately. He is extremely professional and made this a pleasant experience. He would be my first choice if I have any mortgage needs in the future. Thankyou,...
read more
Fast, stress free and great communication!
971–980 of 1054
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org