

Phil Scaglia
Senior Loan Officer | NMLS # 502027

With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Quick to respond. High sense of urgency. Good advisor.
Great service!
Phil was knowedgable, helpful and very responsive. I have never had a good experience with a loan officer. Phil blew away my expectations.
Phil is extremely thorough in his communication and explanations. He is extremely pleasant to work with and we would recommend him to anyone looking to buy or refi.
Phil is the best!
Phil was great at communicating and it always felt as though he had my best interest at heart. He was very fast and efficient with the process as well which was awesome and he always made sure to tell me what he needed. Would definitely recommend...
read more
Efficient, no BS advice, got the job done, several times
Even though the process of purchasing this home was not as smooth as anyone expected, Phil and his team made things move fast once we knew the deal was going to proceed. I'm grateful!
Good communication timely and relevant. Easy signing process with both docu sign and hard copies. Terms were good to though we did not shop our refinance.
Thank you Phil for making this a smooth and easy process
821–830 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org