

Phil Scaglia
Senior Loan Officer | NMLS # 502027

With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil was very easy to communicate with and offered steady advice when approached with questions or concerns. This made my loan process so simple! [sigh of relief]
I had a unique situation with my visa issues and my wife's visa issues that would put the closing date at risk. Phil was instrumental in thinking of solutions which were in place in-case issues arose. Outstanding work! Luckily those backup...
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Consistent communication, status updates frequently, and a quick and easy experience over all!
Phil was great to work with. Very friendly and knowledgeable. Responded promptly to any questions we may have had.
G r e a t e x p e r i e n c e.
The customer service was exceptional. Thank you
Amazing communication, super helpful, always available, highly recommend!!
Phil was easy to work with. He answered all our questions and communication was fluid. Our closing date was quick and he pushed our paperwork through to meet our deadlines.
Excellent communication and seedless processing.
Everything went smoothly as this was a rental property for me
801–810 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org