Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil was very responsive to my questions and helpful with the process
Clear communication & knowledge
Thanks for being so easy to work with as always Phil! We appreciate you!
Communication was clear. Phil and his team were open to my needs/requests.
Timely responses. Great rates. Speedy process for application and approval.
The process with the portal is tedious, but very efficient and fool proof which was great. (The documentation process is never easy.) Phil was fantastic of course, he was there to answer may questions with immediate responses and reassurance....
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Phil was always available to answer all my questions. He was detailed. He provided various scenarios that would work for my situation. He was great!
Phil was very knowledgeable and quick when responding to me.
Phil was very direct and informative. He understood exactly what I wanted and he delivered in a very timely manner. Thanks Phil!
First State Bank is lucky to have Phil. He was always very prompt in returning ALL forms of communication (email, text, calls) and thorough in walking through all the mundane questions he likely explains daily. He elevated the level of confidence...
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771–780 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org