Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Better communication and not pushing for PMI and 30 year note rather than putting 20 percent down and 20 year note.
1. Was not impressed with the tactics to take a "30-year note with as little as possible down to keep more money in your pocket." When we chose a 20-year note Phil said, "I completely disagree with you". 2. There was a discrepancy in our paperwork...
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Phil was extremely knowledgeable and offered us astute guidance. He represented us extremely well and went above and beyond to accomplish our closing as quickly and efficiently as possible.
Phil got me an excellent rate on a jumbo loan.
Third time we have used Phil for financing on a home, and will continue to use him and recommend to family and friends!
I greatly appreciate Phil's no nonsense attitude and administrative responsiveness when a lot of money is involved.
phil is extremely knowledgeable and helpful in explaining the process of applying for a loan
Great communication.
Phil is very attentive, knowledgeable and organized. He is also very friendly.
very helpful!!
751–760 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org