Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Very friendly and open communication. This was helpful for my first home buying experience!
I have worked with Phil for many years and multiple loans. He always provides first class service.
Knowledge, communication of options and timing of the transaction.
Phil was “always” available and responded very timely
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I feel that Phil's experience helped us to secure the absolute best loan we could. He was great to talk to on the phone, as well--informative and accessible.
Quick response to inquiries.
Phil is awesome! He knows what he’s talking about and is no nonsense. As a first time homebuyer there is such much we didn’t know. Phil took the time to explain everything and answer all of our questions so we could make the best decision for...
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Availability of personal communication. Always reachable and easy to deal with.
I went with Phil sort of last minute after being pre-approved by another lender. Phil immediately provided me a clear breakdown of estimated costs and solid advice as well. I appreciated his speed and thoroughness working with me as a single,...
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731–740 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org