

Phil Scaglia
Senior Loan Officer | NMLS # 502027

With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Thanks for everything!
Phil makes what could be a trying experience very easy. He has so much experience and he is very communicative.
Upfront communication about needed documents and paperwork. Quick responses to emails, texts, and phone calls.
Phil is an absolute professional. He's prompt, a great communicator, and provides top notch service for his clients. I trust Phil to get things done. This is our 8th closing with Phil and I wouldn't go any other place.
Phil is fantastic at explaining things and making sure everything is kept on track.
Phil did a fantastic job and was helpful with all our questions.
Phil has a high sense of urgency and responds quickly. We have worked with him twice and in both cases needed to move things along quickly. He makes it happen!
The continued communication and follow-up from Phil. Being first-time homeowners, it was an overwhelming process but we appreciated Phil's continued support and insight!
Phil gave us all of the information we needed to make the decision on mortgage options. We were kept updated every step of the way.
We are very pleased with our experience.
Smooth, seamless process. Very easy to work with.
641–650 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org