Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil was very quick and efficient in processing our loan application and providing us with pre approval . He was available for any questions and help while we were searching for a home. Once we found a home, he was again very fast and efficient...
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Phil was extremely helpful throughout the entire process and communicated with us all along the way.
Thanks Phil!
Phil was very quick answering any question we had about the process
Phil was really helpful in explaining things that we didn't understand and willing to talk us through the process.
We had awesome experience with Phil
Phil and his team were great. They exceeded our expectations and were able to turn our deal around and record time.
Awesome communication. Appreciate that Phil was very accessible during the process.
Prompt clear communication, great guidance, expert instructions to keep the mortgage process moving smoothly, professional and friendly deameanor, excellent experience all around!
Thanks for making it so smooth. Great team.
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About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org