Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Great comminication!
Reply from Phil Scaglia
May 9th, 2025 01:47 AM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Phil Scaglia is an amazing senior loan officer. Words can not describe how happy my wife and I are that we chose to use Phil and FSM Mortgage. We will definetly recommend Phil to everyone we know.
Reply from Phil Scaglia
May 6th, 2025 03:38 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Great customer service from beginning to end!
Reply from Phil Scaglia
May 2nd, 2025 12:12 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Phil was very responsive to all request and very detailed in the information he provided.
Reply from Phil Scaglia
April 27th, 2025 04:52 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
working with phil was easy - he was proactive, trustworthy, and savvy.
Reply from Phil Scaglia
April 22nd, 2025 10:57 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Phil was super responsive and always got back to us right away as we were considering offers. A real benefit in a market that's moving at the speed of light.
Reply from Phil Scaglia
April 20th, 2025 02:29 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Phil was very helpful in relaying information and answering questions we had throughout the process.
Reply from Phil Scaglia
April 19th, 2025 03:24 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
great communication and answering of our questions in a timely manner
Reply from Phil Scaglia
April 18th, 2025 08:06 AM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Easy to provide documents online and where I was in the loan process.
Reply from Phil Scaglia
April 17th, 2025 02:43 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Phil's expertise and the teams overall responsiveness. We couldn't be more pleased and are quite appreciative for the outstanding service. We will definitely recommend to friends and family. Thank you!
Reply from Phil Scaglia
April 16th, 2025 12:40 AM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
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About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org