Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Easy to work with; very
Reply from Phil Scaglia
February 26th, 2026 05:21 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
very knowledable and very organized
Reply from Phil Scaglia
February 25th, 2026 03:50 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Responsive and knowledgeable
Reply from Phil Scaglia
February 20th, 2026 09:40 PM
It was great working with you. Thanks again for putting your trust in us.
Phil has been our loan officer for many years and for many, many transactions. He's efficient, accurate and speaks plainly on what needs to be done to make any 'deal' work. You could not possibly find a more professional and pleasant person...
read more
Reply from Phil Scaglia
February 16th, 2026 06:21 PM
Thank you for taking the time to provide feedback and for putting your trust in me! It was a pleasure to work with you.
Phil was very responsive and knowledgeable. We appreciated his guidance throughout this process!
Reply from Phil Scaglia
February 16th, 2026 07:55 PM
Thanks for the great feedback. I hope you enjoy your new home!
Very friendly and helpful through the whole process. Made it feel so easy!
Reply from Phil Scaglia
February 12th, 2026 06:13 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
This is my second time working with Phil and his team. He is always very helpful, knowledgeable about the industry and his customer service is top notch! I know I am in good hands with Mr. Scaglia and will continue to use him and his team for...
read more
Reply from Phil Scaglia
February 4th, 2026 03:46 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Communication is always the key success of any business transaction and Phil is one of the best at communicating and following up to ensure a smooth process.
Reply from Phil Scaglia
February 3rd, 2026 03:13 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Phil is always super responsive and knowledgeable about the current marketplace, the process, and all the details. He provides excellent guidance at every step. Love working with him. He's quite simply the best!
Reply from Phil Scaglia
January 28th, 2026 04:18 PM
It was great working with you. Thanks again for putting your trust in us.
Phil and his team were very helpful in assisting my wife and I in sme curing our loan.
Reply from Phil Scaglia
January 23rd, 2026 05:25 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
101–110 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org