Paul J Montesano
Loan Officer | NMLS# 4388
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
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24 hours
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24 hours(Open now)
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24 hours
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Reviews from Web
Paul was with us every step of the way throughout this process, explaining what everything meant and was always there for us with any questions we had. As first time homebuyers, we had little experience and knowledge with this process - Paul...
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Reply from Paul J Montesano
February 3rd, 2025 04:22 PM
Micaela, thank you so much for this wonderful review. It was a genuine pleasure working with you and guiding you through the home buying process. I'm thrilled to hear that I was able to make the experience simple, easy, and enjoyable, especially...
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Paul gave professional advice a nd was very responsive to any questio ns we had.
Reply from Paul J Montesano
February 2nd, 2025 10:20 PM
Ciro, thanks so much for the kind words. I truly appreciate you taking the time to share your experience. It was a pleasure working with you, and I'm happy I could provide helpful advice and be there to answer your questions. Making the mortgage...
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They did a great job
Paul was very responsive and honest about the process
Reply from Paul J Montesano
February 1st, 2025 03:24 PM
Cara, thanks so much for the kind words. I really appreciate you taking the time to share your experience. It was a pleasure working with you, and I'm thrilled to hear everything went smoothly. I always strive to be transparent and available...
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Amazing experidnce ! Paul really worked with my husband and I to secure our loan . He was professional, attentive to our needs, helpful, reliable and always so responsive . Paul stayed with us from step 1 until closing day to make sure everything...
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Reply from Paul J Montesano
January 30th, 2025 04:52 PM
Cynthia, thank you so much for this wonderful review! It was a true pleasure working with you and your husband. I'm so glad I could help you secure your loan and make the process as smooth as possible. I appreciate you highlighting my responsiveness...
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Paul was great. Always able to help answer our questions, always replied in a timely manner. Absolutely fantastic to work with!
Reply from Paul J Montesano
January 22nd, 2025 01:16 PM
Matthew, I'm really happy to hear that you had such a positive experience with me at Cliffco Mortgage Bankers. Being there to answer your questions and provide timely responses is something I strive for. I thoroughly enjoyed working with you...
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Always available with the answer and a smile. Made the process pretty painless! He's a credit to your organization.
Reply from Paul J Montesano
January 11th, 2025 07:51 PM
I appreciate your kind words, Joie. I'm glad to hear that you found the process to be smooth and I was able to provide the answers you needed. It's always my aim to make things as painless as possible. Thanks for taking the time to leave such...
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Paul was hands on every step of the way. he answered all questions throughout the process and In timely basis. He went and above and beyond to meet the needs of our deal as far as timelines.
Reply from Paul J Montesano
December 26th, 2024 01:54 PM
Thank you so much for your kind words and stellar rating, Gregory. I'm thrilled to hear that you felt well supported throughout the mortgage process here at Cliffco Mortgage Bankers. Ensuring that all your questions were answered in a timely...
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thanks for everything Paul!
Reply from Paul J Montesano
December 23rd, 2024 01:40 AM
I'm thrilled to hear that you had a great experience, Anthony! It was my pleasure to assist you through your process with Cliffco Mortgage Bankers. Your satisfaction is my top priority, and your kind words made my day. If you have any further...
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Paul was very kind, caring and patient. I would highly recommend him to anybody looking to purchase or refinance a home. This man deserves a raise!
Reply from Paul J Montesano
December 18th, 2024 07:27 PM
So glad to hear that you had a positive experience, Alyssa! Your kind words truly mean a lot. It was my absolute pleasure to assist you on your journey to home ownership. I'm always here, should you need assistance in the future. Make sure...
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Refinancing
Reverse Mortgage
VA Loans
FHA Loans
Renovation Loans
Non-QM Loans
USDA Loans
Down Payment Assistance Programs
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Memberships
- BNI | Business Network International
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 4388
Hobbies
- Concerts
Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.