Paul J Montesano
Loan Officer | NMLS# 4388
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
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24 hours
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24 hours(Open now)
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24 hours
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Reviews from Web
great experience
Reply from Paul J Montesano
December 10th, 2024 03:37 PM
I'm thrilled to hear that you had a great experience with us at Cliffco Mortgage Bankers, Sylvianna. Your satisfaction is always our top priority, and your positive feedback is sincerely appreciated. If you ever have any questions in the future,...
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Paul is truly a master of his craft. Not only did he know the market/field with a thoroughness that exceeded all of my expectations, his "bedside manner" was exceptional. He was generous with his time, prompt in all of his communications, and...
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Reply from Paul J Montesano
November 8th, 2024 02:02 PM
Hi Megan, thank you so much for the glowing review! I'm thrilled to hear that you're pleased with the service you received. It's always my goal to make the mortgage process as understandable and seamless as possible for my clients. Your kind...
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everyone was very helpful, and communicated very well
Reply from Paul J Montesano
November 6th, 2024 02:02 PM
Thank you, Scott, for your kind words and the stellar 5-star rating. I'm glad the team and I at Cliffco Mortgage Bankers could provide you with excellent service. We prioritize clear communication to facilitate smooth transactions. Look forward...
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Paul was totally transparent about the expectations of all involoved parties; the bank, the loan officer, the underwriters, the buyer, the seller, the lawyer, and himself. He worked hard to coordinate these parties. And he got it done with...
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Reply from Paul J Montesano
November 5th, 2024 01:18 PM
Regina, I'm thrilled to hear your positive feedback and your appreciation for the transparency throughout the process. It's always my aim to keep all parties involved and informed to ensure a smooth and timely process. Your words are incredibly...
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It was easy and no issues
Reply from Paul J Montesano
September 30th, 2024 01:38 PM
I'm delighted to hear about your seamless experience, Charles. Ensuring the process is as straightforward as possible is a top priority for us at Cliffco Mortgage Bankers. Your positive feedback is greatly appreciated and it was a pleasure...
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Paul was incredibly attentive and honest and made the process way easier than I ever imagined it could be. Come time to refinance, we will definitely be reaching back out to Paul!
Reply from Paul J Montesano
August 21st, 2024 08:42 PM
So glad to hear that you found the process to be easier than expected, Nicole! It was a pleasure to work with you and I truly appreciate your 5-star review. When the time comes to refinance, I'll be ready to assist you once again. Thanks for...
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As a first time home buyer, Paul made it very easy to understand and explain the process. He was super helpful and always made it a point to talk through things on the phone. Truly appreciated all the support throughout this process and he...
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Reply from Paul J Montesano
August 5th, 2024 07:00 PM
Andrea, I'm thrilled to hear that you found our process at Cliffco Mortgage Bankers easy to understand. It was a pleasure to guide you through your first home purchase - this is a significant milestone and it's important to me that you felt...
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Great experience buying our first home.
Reply from Paul J Montesano
July 25th, 2024 01:45 PM
So glad to hear you had a great experience buying your first home, Kaitlyn! It was a pleasure assisting you in the process. Your 5-star rating reaffirms the hard work we put in every day at Cliffco Mortgage Bankers. Don't hesitate to reach...
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Paul made all of the requirements to obtain a mortgage streamlined and as simple as possible for me. Everything was completed extremely professionally and quickly.
Reply from Paul J Montesano
July 24th, 2024 01:12 PM
Nicholas, I'm thrilled to hear that you found the mortgage process to be streamlined and simple. My aim is always to provide professional and swift service to make things easier for clients like yourself. Thank you for the wonderful review...
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I’m so glad I was able to work with Paul. This was myfirst time purchasing a home and at some points the process was overwhelming. Paul was knowledgeable and always quickly responded to any questions I had every step of the way. I would definitely...
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Reply from Paul J Montesano
July 18th, 2024 06:14 PM
Hi Nicole, thank you for the glowing review! I'm really pleased to hear that you found our time working together helpful. I understand that buying a home, especially for the first time, can be a daunting process and I'm glad I was able to assist...
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Refinancing
Reverse Mortgage
VA Loans
FHA Loans
Renovation Loans
Non-QM Loans
USDA Loans
Down Payment Assistance Programs
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Memberships
- BNI | Business Network International
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 4388
Hobbies
- Concerts
Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.