

Paul J Montesano
Loan Officer | NMLS# 4388

At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
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Business Hours
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24 hours
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24 hours(Open now)
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24 hours
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Being a first time home buyer, I was new to the marketplace. The team at Cliffco was excellent in helping us through the process of approving our loan. From beginning to end, Paul and Pat were able to answer all of our questions in a helpful,...
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I highly recommend Paul Montesano for all lending needs. I purchased my house with his guidance years ago, and he’s recently assisted me with a refinance. He has always and will always put his client’s best interests first, and that’s why he...
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Paul and Patricia were amazing every step of the way. We went with them bc they explained every single detail in lay men's terms for us. Great experience. I highly recommend this company. They were both terrific!!
I have worked with Paul several times, and I must say I recommend him highly, I always recommend him to people I know.... You want it done right, then deal with Paul Montesano..... I wouldn't go to anyone else!!!!!
Paul and Pat are an amazing team, I would not have purchased my first home without their support and guidance. Anyone would be lucky to have them apart of their team when purchasing a home, you all made it seamless.
My experience was terrific. From application to closing the process was smooth, efficient and pleasant. Paul and his team are knowledgeable, professional and courteous at all times and are always available to answer your questions and concerns.I...
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Cliffco is an amzing company that can work miracles. Without their hard work and dedication We never would have been able to purchase my new home. Amazing staff that cares deeply about it's clients throughout the entire process. From beginning...
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Mr. Montesano is a very ethical, efficient and knowledgeable Mortgage Banker. He provided me with the most efficient service when I refinanced. Throughout my process he communicated effectively and kept me abreast of my process. I would highly...
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Paul Montesano takes his job very seriously. He is very knowledgeable and always on top of the latest trends and rules. He took a scary situation and made it as smooth as possible. He puts a lot of pride behind his client service.
Paul is the best!!! Hands down, Paul is the top in his industry at providing customer service, responsiveness and accuracy. He is extremely knowledgeable,professional and honest such that he would counsel a client to go elsewhere if they truly...
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Refinancing
Reverse Mortgage
VA Loans
FHA Loans
Renovation Loans
Non-QM Loans
USDA Loans
Down Payment Assistance Programs
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Memberships
- BNI | Business Network International
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 4388
Hobbies
- Concerts
Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.