

Paul J Montesano
Loan Officer | NMLS# 4388

At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
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24 hours
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24 hours(Open now)
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24 hours
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We couldn't be happier with our mortgage lender Paul! He was extremely knowledgeable and had answers to all of our many questions. He was easily accessible and was willing to meet us any time to make sure we were comfortable with the whole...
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Paul is a fantastic mortgage broker!!! He was always available to answer any questions I had about our mortgage. Paul is a true professional and respectful to his clients. I would highly recommend Paul to any of my friends and family. Our mortgage...
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Paul is a fantastic mortgage broker!!! He was always available to answer any questions I had about our mortgage. Paul is a true professional and respectful to his clients. I would highly recommend Paul to any of my friends and family. Our mortgage...
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Paul was very helpful and knowledgeable about all aspects of the complex lending business. He took his time to explain any questions I had during the painful process of refinancing. Paul and his staff were great.
I cannot recommend Paul enough. I have had several mortgages with him and he and his staff are the most professional operation around. It would be ridiculous to use anyone else.
Paul was very helpful, professional and made sure we were comfortable with the loan we were obtaining. I highly recommend Paul for your mortgage needs.
Paul paid attention to our transaction from start to finish and helped coordinate with all of the other parties involved. We purchased a newly built home which brought on many more variables than a typical home purchase would. Paul made sure...
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Paul was very helpful during the entire process and was able to answer any questions that I had. He was able to provide every possible option for me and helped guide me to make the best decision possible. Paul was available any time I needed...
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Paul and his team at Cliffco we're outstanding. I was looking to close in a quick time frame and Paul laid out what I needed to do and we got it done. It is nice to work with a local agent, it has many perks. I was told by numerous big banks...
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As a first time homebuyer, it can be a very overwhelming experience. From the first meeting, Paul answered all of our questions and put us as ease. He was always just a phone call away and always stayed on top of everything throughout the entire...
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Refinancing
Reverse Mortgage
VA Loans
FHA Loans
Renovation Loans
Non-QM Loans
USDA Loans
Down Payment Assistance Programs
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Memberships
- BNI | Business Network International
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 4388
Hobbies
- Concerts
Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.