

Paul J Montesano
Loan Officer | NMLS# 4388

At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
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Business Hours
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24 hours
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24 hours(Open now)
Sun
24 hours
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Reviews from Web
Going through the mortgage process can be daunting, but Paul and his staff made it painless.Everyone was professional and everything went faster than I had expected.
I truly enjoyed working with Paul Montesano. As many could imagine, buying a first home can be overwhelming at times. I appreciate Paul's effort, professionalism, and dedication he showed me. He kept me up to speed with updates every step of...
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My experience with paul was great. He communicated with me every step of the way. He told me what I needed to prepare for and what to expect, he held my hand every step of the way. His guidence, honesty, and professional touch was unprecedented....
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Paul is very thorough and efficient with his process. When it comes to communication Paul was on top of it! Whenever I called for anything, he was always ready.I cannot explain how much I trusted Paul and his team. I sell real estate for a...
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Paul Montesano and the team at Cliffco – Patricia Force, are amazing. My husband and I were referred to Paul and Patricia through friends and as first time home buyers, we had very little understanding about a mortgage loan process. The amount...
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My husband and I recently purchased a house. We used Paul, with the help of his very thorough assistant, Pat. Right from the beginning you feel that you are in extremely capable hands. Both Paul and Pat work with you/for you throughout the...
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Paul and Pat are fabulous. They worked with my husband and I for a year, assisting us in finding a home. To say that they are extremely dedicated to helping their customers would be an understatement. Not only were they in constant communication...
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Paul and team were beyond excellent! Treated my wife and I like we were family.They were easily acceptable, knowledgeable, friendly, and courteous. I highly recommend them to any home buyers, especially first timers like myself.
From start to finish Paul and his team walked us through the mortgage process and explained all aspects of the transaction. When questions arose we received timely responses in a way that we could easily understand. With all the new rules and...
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When applying for a mortgage, it is imperative that you find someone who is honest, who you can trust, and who will be completely on your side ensuring that you will get the best rate & terms. This is what Paul did for us! Under his guidance...
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Refinancing
Reverse Mortgage
VA Loans
FHA Loans
Renovation Loans
Non-QM Loans
USDA Loans
Down Payment Assistance Programs
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Memberships
- BNI | Business Network International
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 4388
Hobbies
- Concerts
Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.